Marshall Hoares - Can they say this

billinghamfan

I've received the below.

Does anyone know when they will stop?

BY LETTER AND EMAIL

Online payment ID: xxxx
Outstanding amount: 1198.8

Letter of Instruction & Notice Reminder

Reference: xxxx
Client: Speed Credit - Speed Credit Loan***
Client Ref: xxxx
Date: 22/05/2012

Dear Miss xxx,

We are writing to give you formal notice that Speed Credit - Speed Credit Loan*** has legally assigned the rights of the above debt to Marshall Hoares Bailiffs. This means that Marshall Hoares Bailiffs Limited now legally own this debt.

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

We intend to pursue you fully for all outstanding sums (GBP 1198.8) including any fees we incur collecting this debt. Payment in full mus t be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

Debt GBP 804
Cash Transmission Fee GBP 5
Missed Payment Fee 1 (day 29) GBP 10
Missed Payment Fee 3 (day 57) GBP 10
NDR Accept Case File GBP 200
Missed Payment Fee 2 (day 43) GBP 10
Solicitors - Case Preparation GBP 150
Missed Payment Fee 4 (day 71) GBP 10
Missed Payment Fee 5 (day 43) GBP 10

Repayments todate GBP 10.2
Total GBP 1198.8

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

Consequences of inaction:
1. Court Judgement legal action will be automatically started in the County Court for recovery of the full amount outstanding. Any such proceedin gs will include additional claims for legal costs and interest which will increase the amount you will be required to pay.
2. Warrant of execution will be applied for to enable us to seize goods at your addresses and or an attachment of your earnings.
3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.
4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your DEFAULT. This may seriously affect your ability to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as “Default Satisfied”.

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

1. online using a card by visiting:
www.marshallhoares.com

OR

2. at bank either over the counter at the bank or by electronic transfer to:

Barclays Bank
Account Number: 93462382
Sort Code: 20-50-94
Reference: Use your mobile number (447944079901) as a reference

This debt will not go away and should not be ignored

You can contact us on 08433811111 to discuss your outstandig debt.

Yours Faithfully



Anti - Fraud
Marshall Hoares Bailiffs
Telephone: 0843 381 1111


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Marshall Hoares Bailiffs Limited.
Registered Company No.: 6871092
Consumer Credit License: 631168

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awayinchina

billinghamfan wrote: »

Arrrrghhhhh!!!!!!!!!!!

Dear xxxxx,
Thank you for your message.
Our address:
Marshall Hoares Bailiffs Limited
PO Box 154,
Sheffield
S98 1HW
Please note as we are a paperless office, anything sent by post can take up to 28 days to be added to your account.
The quickest way is to fax us to 0203 137 0794 so we can look into this matter.
Yours Faithfully
samanthaconner
Door Collections
Marshall Hoares Bailiffs
Telephone: 0843 381 1111

Who has fax machines now!!!!!!!!!!!

hey there are some websites that convert email to fax. Use them (you will have conformation of recieved etc) it does cost.

but hey it really will show you are doing all you can to contact them.

here you go: http://home.efax.com/s/r/efaxpro_2?VID=40409

there are more out there 30 day free trial

billinghamfan

I've sent them letters.

I just wanted to know if anyone knew when they get bored and accept the payment agreement,

awayinchina

well currently they are getting nothing therefore eventually they may well accept. Until then they are just trying to bully you. So keep chin up and keep going. enventually, they will accept payments or they can continue as they are. PS. the email responses are not bounce backs they are pre-written replies to emails.
I would play their game but with my rules. I would fax them as some of these freefax you can send quite a lot of fax messages.

billinghamfan

And now the text has been received.

Although the timing is different.

'Home visit within 7 days. Speed Credit £xxxx file is now owned by MH Bailliffs. check email & call xxxxxx to settle your debt & avoid extra charges'.

awayinchina

I can give you a mackenziehall email if you want (an end user) and you can revoke the right to visit? you want it?

billinghamfan

Hi Away in China

I have sent the revoke the right to visit over a month ago they ignored this.

Hense the we will communicate with you any way we see fit letter.

billinghamfan

Btw way mackenzie hall aren't the same people as Marshall Hoares Bailiffs

awayinchina

billinghamfan wrote: »

Hi Away in China

I have sent the revoke the right to visit over a month ago they ignored this.

Hense the we will communicate with you any way we see fit letter.

Hi,
they are using mackenziehall. the point is don't get mad at them. just slap them with your rights. should you later want to proceed with a harrassment claim you have a trail of evidence.
They can send you "we will deal as we see fit" but their see fit must and has to be within the rules set out by FOS, FSA and OFT and you just play their rules governing their actions.

Simple, they annoy you the end user, you frustrate them. that is why they respond in the way they do.
I am pretty sure you send all your corresondence to OFT you will have good grounds.

awayinchina

I am pretty aware of who Mackenziehall are I have had great fun dealing with them. It might be worthwhile checking to see if MH are registered as a bailiff as the link I put up earlier did indicate they do not hold a license.