Marshall Hoares - Can they say this

billinghamfan

And two more emails from NDR.

Loan Ref: xxxxx

06/06/2012

Dear xxxxx

This is a reminder that you committed to pay back your Speed Credit Loan*** debt.

This debt is now very overdue. We have allowed you to extend the loan as a goodwill gesture.

As part of settling this debt you are committed to paying GBP 576 by 07.06.2012.

In accordance wih the Standard Terms and Conditions you agreed to, we will be automatically taking payment tomorrow as agreed. Please ensure the amount of GBP 576 is available by midnight tonight.

If there are insufficient funds in the account the payment might fail and all charges will IMMEDIATELY become due, ALL back dated interest, penalty fees will be charged.
Recovery Agents will be sent to all addresses we have on file for you in order to obtain payment. Should this also prove unsuccessful we will be liaising with solicitors who will obtain a County Court Judgement against you. Once this is secured we will return with a Warrant of Execution from the County Court and certified Court Bailiffs to seize goods at 9 times the value of what you owe.

IT IS ESSENTIAL you HONOUR this agreement

If you have any questions regarding this, or willbe unable to pay contact customer services NOW.

Yours sincerely,


COLLECTIONS
NORTHERN DEBT RECOVERY
0843 381 0843

Two minutes later

Loan Ref: xxxx

06/06/2012

Dear xxxx

This is a reminder that you committed to pay back your Speed Credit Loan*** debt.

This debt is now very overdue. We have allowed you to extend the loan as a goodwill gesture.

As part of settling this debt you are committed to paying GBP 648 by 07.06.2012.

In accordance wih the Standard Terms and Conditions you agreed to, we will be automatically taking payment tomorrow as agreed. Please ensure the amount of GBP 648 is available by midnight tonight.

If there are insufficient funds in the account the payment might fail and all charges will IMMEDIATELY become due, ALL back dated interest, penalty fees will be charged.
Recovery Agents will be sent to all addresses we have on file for you in order to obtain payment. Should this also prove unsuccessful we will be liaising with solicitors who will obtain a County Court Judgement against you. Once this is secured we will return with a Warrant of Execution from the County Court and certified Court Bailiffs to seize goods at 9 times the value of what you owe.

IT IS ESSENTIAL you HONOUR this agreement

If you have any questions regarding this, or willbe unable to pay contact customer services NOW.

Yours sincerely,


COLLECTIONS
NORTHERN DEBT RECOVERY
0843 381 0843


Well the account they have is empty and I won't be calling them.

billinghamfan

I have received my letter and text from NDR for this week!!!

MHB have also sent me an email from their anti fraud email address.

I would post them but they are the same with just a higher amount.

I now owe £1332.60 for a £300 loan!

Anyway only 3 and half weeks and I can report them to OFT.

BlushingRose

FireWyrm wrote: »

3) They clearly have about as much understanding of the law in this matter as your average teddy bear. Treat them like mushrooms.

I'm really sorry but this gave me a much needed laugh. Thanks

mmecholet

re: my debt with Toothfairy

having received a considerable amount of emails from NDR/Toothfairy, I then got a text saying I had agreed to pay £72 by the next day ( news to me!) and I would incur further charges if not met.

I am so bored of contacting TF/NDR/MH through their message thing, all I get are standard emails in reply, not addressing what I am saying, just demanding money.

I then messaged all 3 companies, asking for a personal email which addressed the points I had made, still waiting - that was 4 days ago.

However...............I now received a letter from Appleton Massey Solicitors demanding payment to NDR within 7 days or they will start court proceedings. Anyone else had contact from these Solicitors?

I'm just about to write to them, and explain yet again for the umpteenth time that the debt is being managed by CCCS.

I hate these people, my £400 loan has now risen to over 1350, silly me!!

billinghamfan

Court proceedings are new to me!

When did you take your loan out?

Can you keep us updated on this?

Thanks

nottoolate

either

another load of nonsense bluff

or they have been reading this thread. have worked out which customer you are. and are now going to take legal action to make a point on forums. in other words make an example as youve exposed their normally baseless threats which in normal circumstances they would never dream of taking court action on.

mmecholet

billinghamfan wrote: »

Court proceedings are new to me!

When did you take your loan out?

Can you keep us updated on this?

Thanks

Hi Billinghamfan

have pm'd you

Dixxy

Okay so i originally took out £100 from speedcredit, toothfairy whatever company it was.

I have have recieved letters from appleton solicitors, NDR and marshall hoares.

I decided to look up the contact number through google and what do you know, this number is registered with the same company!

Apparently ive had home visit but didnt answer and ignored calls.... pfft! I always answer my phone and they certainly have not called.

Ive tried to blacklist the texts i get but because its not a number its NDR i cant, which is a pain and the letters just dont stop coming through my door!!

Any ideas how i could get them to stop harrassing me a little because its really starting to get on my nerves....

Thanks

billinghamfan

All I can say is write the standard you will only coorspond via letter the template is on here somewhere.

They will ignore it, then complain and then you can complain to OFT.

If you get an email saying they can contact you in anyway then use the letter on this thread as a reply. It'll make you feel better. unfortunately you will receive at least one text a week from NDR and possibly two per week from MHB and lots of emails.

billinghamfan

UPDATE

I haven't received any emails from NDR for nearly two weeks.

MHB called me once last week and I told them as per my letter they should only contact me in writting and put the phone down. I haven't had an email or text since.

Now maybe I should be relived but I'm actually extremely wary and suspect there is something bigger coming.