Capital One Secured Credit Card 7 May 2012 at 10:27AM in Stoozing: free cash from credit cards 3 replies 3K views

stevepro1982

Hi all. Just registered on here.

I applied for a Capital One Classic credit card and was declined and offered a secured card for £49 deposit which I accepted as I really need the card for when I'm travelling across europe as I bank with Natwest who will only give an offline visa debit which usually leaves me redfaced at the barriers on the toll roads!!

I have a bad credit history however as I have a much better job I have started to repay my years of debt and arears. Hence the difficulty obtaining credit....

After about 2 months (yes 2 whole months) of sending paperwork backwards and forwards (missing letters in the post etc...) I finally recieved the card.

However I was totally shocked to find I had been sent a Platinum Mastercard!

Can anyone shed any light on this?

I rung capital one and they had no idea what I was going on about.

Thanks for your help with this

D34N

Capital one secured card is a silver Mastercard.

Does your card say platinum on it at all?

stevepro1982

yes it has platinum written on it.

D34N

you would get more answers if you posted in this part of the forum: http://forums.moneysavingexpert.com/forumdisplay.php?f=11

This is the stoozing part of the forum.