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Do you have a life plan?

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  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :)
    I'm not sure - think I need to have a plan in place and perhaps this will impact on brining more calm to my life!

    Thinags I do want to do though in the next five years are:
    Clear debt (not inc mortgage)
    Ensure children are happy and healthy
    Ermmmm....

    I did have lots, but recently been forced to rethink! Will have to think this out as i do think it's important to have some ideas and plans for motivation .

    Sea xxx
    CCCS DMP:Feb 07
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  • looneyleo wrote:
    It's nice to see that a large proportion of our life plans DONT involve money! As they say, the best things in life are free!

    Indeed they do !!! :beer: :j :j :j :j :j :beer:

    I would like to do a little bit of good in this world before I pop my cloggs....so when I am old and look back I can think I led a good life i.e doing my best and not hurting others and did something I can be proud to say made the world or the life of some one better in some way, however small.

    (plus I want to get the mortgage paid of ASAP;) :rolleyes: )
  • tight_jock
    tight_jock Posts: 1,902 Forumite
    B2B-2008 wrote:
    These are my goals/dreams

    - Save as much money as possible to pay for wedding and clear some debt.
    - Get Married April 2008
    - Keep saving like mad to pay off some more if not all debt so we can start trying for a baby and I can leave the stress of London and be a full time mum.
    - Have a baby before I'm 30.

    If you need any help with this one.............................:D
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Great thread.
    I am going to be debt free before I'm 40 (next year).
    I am going to be mortgage free before I'm 50.
    I am going to be an organised person so things in life are easier.
    My family will be happy, healthy and have fun.
    January budget
    Nothing left!
  • onedayiwill
    onedayiwill Posts: 390 Forumite
    I didn't used to have a life plan ... but over the last few months, as I've been feeling better, it has developed:

    1. Become debt free
    2. Pack up bags, with OH, and move to another country where life is simpler (yes, we are really planning this)
    3. Live a "quiet life" in our new country
    4. Possibly have a couple of children (hence why "quiet" is in quotes!)
    Pennies make pounds.
    Official DFW Nerd Club - Member no. 358 - Proud To Have Dealt With My Debts!
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Good thread!! Difficult to know what to put but here goes:

    1. Get a place on a Midwifery degree and complete it.
    2. Get a job I enjoy.
    3. Be financially stable.
    4. Meet a partner and have children.

    Not too much to ask?! :o :rotfl:
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • tigzem
    tigzem Posts: 2,361 Forumite
    Fab thread!

    * To get out of debt within 5 years
    * To re-train so I can I secure a decent job
    * To save for a deposit so I can buy my own house
    * Not to get into debt again!!
    * Have a healthy/happy life with my daughter (and maybe BF!! lol)
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • I would like the folowing
    • Be debt free by 2010 (not inc the mortgage)
    • never get into debt again, always pay cash
    • Make sure my daughter is happy and i can always afford to give her what she wants/deserves
    • Home Improvements (adds value to the property)
    • Be able to afford to have a nice wedding abroad, no help from either family, and pay for both mothers to come
    • Pay off an extra £1k per month off the mortgage, the quicker it is paid off the quicker we are totally debt free, plus will be hell of a lot cheaper, think of all the interest (only once other debt's is paid off)
    • To be able to go out when either me or my partner wants to, and even afford to take our daughter out for the day, without having to save up for months
    • To lose weight, and be the size i was when i first met my partner (so much cheaper to eat rubbish frozen ready cooked meals or nothing, def contributed to me putting on the weight)
    I dont ask for much, honest.
    I know money dont make you happy but it definatly makes you happier than constantly being in the red

    :p
    Experian credit score as of Feb 2016 - 116
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  • I've just had to have a major rethink on this so its still a work in progress but right now it is.
    1. Make final payment off non-mortgage debt on June payday.
    2. Build up my contingency fund to equal 3 months current salary by the end of the year.
    3. Pay the remainder of my current mortgage off by the end of 2010.
    4. Buy a bigger house in a nicer area & rent out current home as a second income stream.
    3 & 4 are interchangeable depending on if I spot a bargain house. There may also be a complete change of career in there somewhere as well as my current career seems to be getting less & less secure.
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Great idea for a thread! Mine is a bit up in the air at the moment, but generally the plans I have are:

    1. Survive birth of DD in May (after 30 minute labour and with no stitches ;))
    2. Repay credit card as soon as possible and car loan by October 2008
    3. Find somewhere to put the new baby - ie, buy bigger house or extend existing house
    4. Buy a caravan or folding camper so we can have cheap holidays and maybe even go away during the school holidays

    That's it at the moment - I'd also like to pay off my mortgage and retire early, but can't think that far ahead yet! :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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