Scared as Hell

sistafromanothermista

Cars are just one big money pit, such a shame we rely on them so much :(wish i had trained to be a a mechanic now....

wiggles01

Hello all

Sorry i've been quite i've not been very well so I've been staying with my parents

I haven't been out spending but as I've been without a laptop i've not being doing much either i have how ever managed to pay my leccy off with the lack on train fares and stuff whilst laid up

No news on the job front, I get paid next week so I'm having a look at budgets..

millionaire_in_training

Aww I hope you are okay now. Take care x

meow5678

Hope you're feeling better -you need to be on good form to handle all this debt busting!

JamesBa

Hi Wiggles.

I think you and me have something in common...... Hiding.
I would like you to read my recent post titled "Diary of a dishonest husband".
I too have been keeping my debt out of sight from my partner. I would say that aside from the fact my debt is slightly less than yours, It is a much more scary prospect telling her, as she is my wife of 4 months and partner of 8 years!!
I am scared out of my skin about how it's going to go down, but I can't take the pressure anymore!

I would suggest that you also work out a good time to tell him as the pressure is just going to build on you, as it has with me, making me feel ill at times....

All the best with everything and it's nice to see what you've achieved up till now

wiggles01

hey JamesBa - i'll find you! good to know i'm not alone!!

Good news i've paid another £376.50 of my debt :D
brings my debt amount under £10k for the first time in years i'm so so happy i feel like celebrating. Next month I will have paid the service charge arrears off completely and I'll be down to just the 2 credit cards...

:T:T:T:T:T:T:T
:beer:
:j:j:j:j:j:j

snozberry

you know when you think back to how you were when you made your first post and compare it to your latest post, you can see just how much progress you have made. You have done an amazing job and ooze positivity. Well done you!

wiggles01

Thanks Snozberry - you are so right... i'm going to try and be much better at getting on here its a real pick me up

So now all the bills are paid I have £521 left over which is a massive amount so my plan is:

• put £75 away for my road tax next month
• put 206 in my train fare account
• keep £100 aside for a wedding I have this month, I have accomodation I just want to make sure I have enough for taxi's etc.. as I don't know where we are staying in relation to the venue - with any luck some of that be left over
• split £140 into £5 notes - that will be my daily allowance

So far all I have is a sunday lunch with friends and a BBQ (!) thursday other than the wedding so aim of the game is to have the first £5 in the purse for as long as possible ... I reckon it will still be there this time next week....:rotfl:

• Going to ring the taxman re: my uniform refund - as I'm sure thats £70 odd and I wrote to them over a month ago
• Still no movement on my Santie issue - FOS is involved now so we shall see - 11 weeks to go..
• No response from santie re: PPI on a car I had so I think I will write to them again tomorrow
• Chase up quidco on my breakdown cover

Spent a lot of time analysising my electricity usage today and i'm pleased to say that is a lot less than last year I'm being really stingy my hall light is so bright when the BF isn't here that one bulb is the only one I use a night as with my laptop it lights up every room! apparently i've saved enough to light my house for 3 weeks so far :T

I have to say I feel for the RBS customers I'd be dead in the water without my accounts - makes me think I should keep £100 stashed somewhere just in case...

wiggles01

Well I could have kissed my postie this morning!

Got a letter from the taxman.. i was expecting a letter re: my uniform rebate...but when I opened it... £259 rebate looks like its coming my way!! I wont get my hopes up until the cash is in my account - but wow what a lovely surprise! It doesn't say when I will get it but that will mean I can pay off my service charge arrears..then there is always the issue that i've filled my tax return out wrong i suppose! :rotfl:

getting of my backside at 2pm to blitz the place ready for my BF arriving tonight for the weekend.. nice cheap one planned

so far the £5 note is still in the purse...will it survive the weekend???.....

ineed

:money: yay great news :T.