How Much Does Your Nusery Charge?

BusyLizzie_3

Rachie_B wrote:

sounds more like a day nursery ?

pre schools / playgroups is sessional "play" not childcare ,morning or afternoon for 2.5 - 3 hours per session usually

Some pre-schools offer a 'lunch club' to cover the period between the morning and afternoon sessions. At the pre-school my twins go to, a child could go to a morning session (9.00-11.30), stay for lunch club (11.30-12.30) and then go to the afternoon session (12.30-3.00). For unfunded children, a session costs £8.00. All parents pay for lunch club, if they want that option (£2.50).

mummytofour

My little one goes to the nuresey based at our local sure start the charge is £35 per day HOWEVER they break up the day into sessions
8-9am
9-12pm £7.50
12-1pm
1-4pm £7.50
4-6pm

i cant remeber the cost of the other 3 sessions but it all adds up to £35. All food/nappies and juice are provided.

plane_boy2000

Rachie_B wrote:

sounds more like a day nursery ?

pre schools / playgroups is sessional "play" not childcare ,morning or afternoon for 2.5 - 3 hours per session usually

My 3 year and 4 year old both go to a pre school which is 9-3. Its part of one of the local primary schools so they sometimes join in with assembly and nativity etc. They can do either mornings, afternoons or full days - they just have to take a packed lunch with them. We are really pleased with it and mine enjoy it far more than nursery. The rate is £16 for a day less the free nursery vouchers so I think we have to pay about £4.50 a day for them to go.

I know that in some areas this is unusual - we moved house, and the pre schools here are only about 2 hour sessions so we have left our in their old one. They really do enjoy it and I think it will prepare them well for primary school

plane_boy2000

Forgot to add we were paying £38 a day for nursery, but that was a couple of years ago so is likely to be over £40 here - included lunch, but we had to provide nappies etc.

Mrs_Pepperpot_2

£27 per day in West Midlands. Includes everything except nappies and wipes. Could leave DS 7.30am to 6.30pm for this but then you kind of think why bother having him in the first place!

cobbingstones

Hi

We pay £37 per day inc snacks and meals.

MM

ruthyjo

I think the variation is so wide that the message to the OP has to be contact your local nurseries and find out what they charge and what is included or you won't be able to make an informed decision.

To add my experiences I paid £35 a day which included, nappies and meals but not formula for my DD 4 years ago at her first nursery. She was under one. She then moved to a workplace nursery which was about £2.30 an hour and included nappies, food and formula. This was great as you only paid for the hours they were actually booked in for rather than a whole day session. Eventually she went to a preschool with sessions from 9.00-11.30 and 13.00-15.30 upto five of which were free if you used your nursery vouchers. You then paid extra for wraparound care so my DD could stay in 8.00-18.00 (she didn't actually do this). The cost of the full day was £28 but this was reduced by using a nursery voucher each day once she was eligible (term after third b'day).

The preschool discussion is a bit of a red herring for OP at the moment as their child is too small to attend I think.

As well as the tax credit system which gives low income families help with childcare costs there are also schemes where a deduction is made from your salary for childcare vouchers. You don't pay tax or national insurance on this. The saving is particularly good if you are a higher rate tax payer. OP should check if either his or his wife's employer participates in this as this could make things cheaper. I think there are threads on here about the scheme.

hsgamboy

wow, thanks a lot for all your replies, it has been very useful - budget-wise
I live in Lichfield - Staffordshire. So am guessing it would be £35 - £40 per day.

I earn £27K per year and wife is on maternity pay - so if she goes back she will only earn £13k. Have checked entitledto.co.uk and we are likely to get £20-£35 per week towards childcare cost.

With forking out over £500 (5days a week) it's going to be a massive struggle and looks like she is better off going back part-time or give-up completely. We (she) would be missing out on the child whilst earning only a measly £200-£300 (if you take-out childcare cost).

I have worked out at £175p/w, we would get £35p/w towards childcare cost - so £145*4 =£486p/m. For this we get (save tax & NI) £50 with the childcare vouchers, so total monthly childcare cost will be £486-£50 = £436 - Mind you, this could be upto £150 more.

So this means that more than half of what my wife earns will go towards childcare cost, should she go back full-time. On entitledto.co.uk, we get zero help towards childcare cost if we are paying <=£125p/w.

What are your thoughts, experiences or advises?

Once again, thanks a lot.

sexy_fufu

Hi Hs i live in Rugeley, ring tax credits up and aks what you are entitled to, but to be honest i pay £585 per month and thats half my wages.

Thats a full time placement 8.15-5.30

hope this helps....

I used to get £90 per week tax credits based on £20k with nursery fees at £135. My partner as moved in now and hes on more than me so were entitled to not very much LOL.

worcester1

Thanks a lot sexy_fufu.

£585 sounds about right - wow, that’s a lot for us to pay. With Mortgage re-payments,
baby cost, 11-year-old daughter cost, household bills, etc it’s going to be really tough.

Any one would have thought that a joint income of £42-£44k per year, one would be able to manage with a family of four

Everyone, any advice/suggestions?