Living for the Present...after all who doesn't love a gift!

Skint_but_Optimistic

Hi DFW I have done some F & Fs, I cleared 22k of debt for 8.5 so can tell you a couple of tactics I used. Let me know if you want a hand.

many many congratulations and I am so so pleased for you. This is a new start.

mummytogirls

Wowwee £6000 is fab!!! I know the circumstances are not nice, but im sure DHs grandad would want you all to be happy!! xx

debtfreewannabe321

DH is transferring money this lunchtime to me! I can start on those letters now! Skint any advice welcomed

debtfreewannabe321

slight change of plan! I called step ch@nge and they actually deal with f&f's now so they have taken it all on for me. I've just transferred the funds to them and they will write to each creditor and offer them what I have. They are splitting the same way I would have done so I thought I may as well let them deal with it as they have more experience

*finger's crossed please for me that All of the creditors accept!*

Letters will go out with offers the day they receive the funds I believe (or thereabouts!)

slm6002

really hope you will be debt free very shortly - must be a great feeling. Well done on the ebay sales too

debtfreewannabe321

Thanks Slm dropping off one fleabay item tonight and the last 2 are being collected on thursday so will have all the money by end of week! Not sure what to do with it yet but uniform is topping the list ! I also need new bras as 2 have managed to break in 2 weeks, grrr! Both underwiring has gone and have stitched it in place so many times now i think it's time to give in and go get measured! Will have a look on line and see where my nearest brav1ssimo is as they are the only ones who do my size (more expense grr!)

Still must think of the positives they outweigh the negatives! And as a result of DH doing the food shop we are dining on wine & steak tonight.:rotfl::rotfl: ....bets on to see how long the food budget lasts????

please-let-me-be-lucky

I normally get measured at Brav1ssimo and buy one bra, then get another on eb@y cheaper once I know what size I need Xx

debtfreewannabe321

please-let-me-be-lucky wrote: »

I normally get measured at Brav1ssimo and buy one bra, then get another on eb@y cheaper once I know what size I need Xx

:rotfl: I do the exact same! And as i've lost nearly a stone I don't want to risk a size that won't fit on ebay :eek: They are slightly too big the ones I have. I would love it if I had lost enough 'up top' to take me down into 'normal' sizes but alas I think I have a way to go (i don't know why i moan so much my friend paid £6,000 for hers and they are still smaller than mine :rotfl: as she loves to point out whenever I moan )

please-let-me-be-lucky

I'm the same! I moan about the cost of bras but I like being big busted really!!

debtfreewannabe321

Our big item was dropped off this evening and the lady who bought it said she loved it :T I was quite sad to see it go, I must stop getting attached to pieces i'm doing up :eek:!!

I have money in my purse am debating what to do with it. I'm one of those useless people that spends the money 3 times over in my head and then is disappointed when it doesn't quite stretch as far as I thought it would ! So my £80 thus far has been spent on 3 bras, 1 welsh dresser, savings, debt & school uniform :rotfl:

I've had a horrible afternoon after I got back from the school run, I had a bit of a funny turn and felt all dizzy and like I was going to be sick (like last night but worse!) and had to lie down. DH came home to find me laid front down with my bum in the air and my head positioned as if I were about to do a head stand. Apparently he knew I wasn't faking it to get out of doing dinner as no one in their right minds would sit like that if they were right in the head :rotfl:That is my standard 'i'm really feeling sick' pose and I always think it will make me feel better. It never does, in fact my brain feels like it's about to be squashed from all the pressure. Ho hum. :rotfl::o Felt slightly better after some coke for a quick energy fix (so could drop bureau off) and a steak. But it's now returned again. Early night me thinks!

I have 4 piles of washing to put away. H A T E this job!!!!!!!!!!! On the plus side although I have transferred money to SC my bank account is still looking healthy, that'll be because all the bills haven't come out yet. But I like to kid myself i'm rich. Even if it's just for a day