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Living for the Present...after all who doesn't love a gift!

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  • Yes we called last week! Will give them a quick ring later but it may be right as dh wages went down this year as there was no tour bonus! X
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm not long off the phone to them was only on hold for 12 mins last year it was 48 mins lol

    They told me I might get a one off payment but its not always the case so enjoy your money I'm crossing my fingers I get a one off as my wages were less than I anticipated xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sorry lovely I missed about the money coming in. You will be debt free and you know it (like that song ) x
    Trying to shift that debt!
  • banwa
    banwa Posts: 952 Forumite
    Wow DFW fantastic news about the £6000:j and I really have my fingers crossed you can settle all your debts with it. Although it does mean you will no longer be in my club any more...

    Still, that is a sacrifice I am willing to make:D

    Banwa x
    Debt £26k 18/10/14
  • Just spent an hour and a half searching websites for car insurance renewal quotes. And Believe it or not for the second time this month my renewal quote from my current provider is actually the cheapest :eek: this happened with the pet insurance too last month :eek: My renewal quotes are never ever cheaper what's going on?! I may use the tax credits to pay for it for the year as I save £35 on the 25% apr they charge! Then I can put the money aside each month for next years :)

    DH is out tonight so I have Les Miserables on as he doesn't like musicals ( I love them!) :D

    And Banwa I don't think you'll be in debt much longer the way you are bashing them down ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Great news that you are going to see the back of B'card (and others but especially B'card!!).:)

    Hope you are feeling better now, I know there are some nasty bugs going round, a couple of women from work have had dizzy, headachey, sicky turns. Enjoy your chill out tonight.

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • B'Card have an awful lot of 'fans' on here eh ;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hope you feel better now.

    I've also been looking for car insurance quotes and my current provider keeps coming up cheapest. What is up with that??!!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    DFW no harm in phoning the car insurance and asking them if there is anything they can do on the price, we used to give 10% or £50 off whichever was lower just for people asking up. They normally all have a renewals department, don't ask, don't get.

    Congratulations on the money by the way that's fantastic, I can only dream of the day we're debt free I canne wait xx
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hey DFW was slowly working my way through skints diary an I noticed she said she has made soap powder which you taught her, can I possibly pester you for the recipe ? Will try and get to yours once I've caught up with skints, so many diaries so little time lol
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