MSE News: PPI summit: Commitment to help consumers reclaim for free

ppidisgrace

ok so now spurious slurs to discredit me, as I have exposed you are not in full possession of the facts
any moj breach's you have queried on, i have answered, you obviously have a hands off appreciation of the regulation rather than a hands on, rather than doing some research and speaking to the ministry of justice, you have resorted to slander and libel

i guess theres nothing more to be said as i present you with facts you ignore, so im kinda wasting my breath talking directly to you, i will therefore direct my voice not to you, but to anyone reading you, as above you decided to try and do with me and discredit me, there is no meat on the bone to what you try and suggest, but you have taken a position and you wont shift from that regardless of evidence or facts,

so be it

JuicyJesus

ppidisgrace wrote: »

yeah i still cant see how the mse credit card page explains how to win an online credit card non advised sale

If it was non-advised and the customer opted in without any intervention from the credit card company then it was not sold, it was purchased and therefore cannot be a mis-sale and you cannot/should not "win".

The only way you could do that would be telling li... OH WAIT

ppidisgrace

this forum is funny isnt it, a forum usually people visit at home in leisure time and when not at work, but on the main these posters do all their posting during business hours, when they should be at wor.....oh woops! wont lloyd pay people overtime rates for working at the weekend lol

ppidisgrace

JuicyJesus wrote: »

If it was non-advised and the customer opted in without any intervention from the credit card company then it was not sold, it was purchased and therefore cannot be a mis-sale and you cannot/should not "win".

The only way you could do that would be telling li... OH WAIT

so now you are suggesting the only way to win a online ppi credit card claim is to lie...great advice you get on here hey!!

magpiecottage

ppidisgrace wrote: »

ok so now spurious slurs to discredit me, as I have exposed you are not in full possession of the facts any moj breach's you have queried on, i have answered, you obviously have a hands off appreciation of the regulation rather than a hands on, rather than doing some research and speaking to the ministry of justice, you have resorted to slander and libel

You say you are allowed to tell consumers you can achieve a better outcome for them. You regulator says - all together now

In Client Specific Rule 12 on page eight of the Conduct of Authorised Persons Rules 2007

that you cannot.

Maybe the MOJ is lying in that document but I think it is beyond all reasonable doubt that it is telling the truth.

So DunstonH has a defence of fair comment.

JuicyJesus wrote: »

If it was non-advised and the customer opted in without any intervention from the credit card company then it was not sold, it was purchased and therefore cannot be a mis-sale and you cannot/should not "win".

The only way you could do that would be telling li... OH WAIT

So the fair comment defence applies to ou too then

ppidisgrace wrote: »

so now you are suggesting the only way to win a online ppi credit card claim is to lie

Which in turn means that to achieve a better result as you claim you can (in defiance of your regulator) you must do so in the name of your clients.

So me three!

Consumers should not use a CMC unless they want to waste their money and risk finding themselves implicated in fraud.

...great advice you get on here hey!!

Don't commit fraud - seems pretty wise to me.

ppidisgrace

i guess when you guys become rude, we see its not about helping anyone but yourselves, and we have a few bruised egos around here lol, keep it on topic fellas

oscar52

ppidisgrace wrote: »

its not about helping anyone but yourselves,

Given the above, I'll ask you again as you didnt answer the first time.

How much does your company charge when handling re-claims cases (percentage will do fine)

[Deleted User]

oscar52 wrote: »

How much does your company charge when handling re-claims cases

Do you truly believe this user actually works for a CMC? He's more likely to be some bored teenager who enjoys getting everyone's knickers in a twist!
(Especially as he often posts in the early hours of the morning...)

magpiecottage

Moneyineptitude wrote: »

Do you truly believe this user actually works for a CMC? He's more likely to be some bored teenager who enjoys getting everyone's knickers in a twist!
(Especially as he often posts in the early hours of the morning...)

You mean you think CMCs actually employ somebody with a modicum of intelligence?