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Mortgages, DIY, pets and life - my MFW journey

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Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    she is a lovely looking newt :)
  • Jackies
    Jackies Posts: 213 Forumite
    we think Alice is a he.....................and as a such is named after Alice Cooper lol...................he did have a brother called Ozzy but he was driven to ground and died lol
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ozzy is one of my fave preformers, was really lucky to see him live 25 years or so ago, saw Alice cooper a few years ago as well, although i have to admit i bought the Alice tickets just so that i could go and see Twisted Sister, i had always wanted to go and see them live but never thought i would get the chance, then they were supporting Alice, i managed to sit through half of Alice's preformance before leaving, but Twisted Sister were amazing :)
  • Jackies
    Jackies Posts: 213 Forumite
    Another £600 this month which is awesome! Looking forward to seeing the acknowledgement letter when it comes as we'll be below 180k! Woo!
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • Jackies
    Jackies Posts: 213 Forumite
    Finally got the letter to confirm the last overpayment! We're finally into the 170s hurrah!! And we have knocked £11 a month off our monthly repayments - down from £961 to £950 a month!
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • Jackies
    Jackies Posts: 213 Forumite
    another £500 paid off today - hurrah!
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • Jackies
    Jackies Posts: 213 Forumite
    Over the monthly target again this month - £540
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • Jackies
    Jackies Posts: 213 Forumite
    edited 3 September 2013 at 8:57AM
    Another £580 :D....this means we've paid £4495.00 in overpayments this year. Our aim is £6000 which means we only have £1505.00 to reach our yearly total, so failing any massive issues we should easily reach that and infact pay more. Just aawaiting the updated statement from the mortgage company

    Since I posted a full update last we have been busy busy doing my DIY. We are about to complete a full decorations of our final bedroom and then aim to tackle the bathroom which needs a total rip out and redo
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • Jackies
    Jackies Posts: 213 Forumite
    Another £500 today :)

    And even better news - DH got a tax rebate of a nice substantial sum! Just waiting for the cheque to clear and then can make another payment this month :D
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
  • Jackies
    Jackies Posts: 213 Forumite
    DH recently got a tax rebate, which means coupled with our usual monthly overpayments we have paid off a huge sum of £2000 this month! Hurrah! Am looking forward to the letter we get when it recalculates your monthly repayments lol!

    This means that we have well and truly beat our target of £6000 for the year as it takes our total so far to just shy of £7k with 2 months of the year still to go

    If only DH could get a tax rebate more often lol
    Sealed Pot Challenge (1031) 2012 = 148.17
    Virtual Sealed Pot Challenge -     2012 191.39
    Emergency Fund:     £9798.81/£12,280
    2013 Goal: Overpay mortgage:     £1745/£6000 (MFW 2013 No 49)
This discussion has been closed.
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