Letter from bank/solicitor during Moneyclaim online process...

bigdam

I today got a letter from Natwest law firm asking for me to " specify all of the facts relied on by the claimant in support of the conentions in paragraph 3 above and in particular please identify the regulations of the unfair terms in consumer contract regulations 1999 relied upon by the claimant in alleging that the contractual provision(s) referred to are unenforceable

AM gettin a little worried as it a big law letter any help would be amazin i have till 23 0f this month to reply the amont of money am in for is £1450

bigdam

O did i mention that were going to court what do i do now

Edinburghlass_2

Edinburghlass wrote: »

Have a read of the above posts, you don't actually need to respond to the further information asked for however its always a good idea to send another detailed list of your charges.

You'll next here from the court to say your claim has been transferred to your local court and that will tell you if an AQ is required or not. This has been standard procedure for some time and nothing to do with the test case.

as above posts in this thread

agnes_2

food for thoughthello Edinburghlass
I have been over on the CAB a lot today on the Cardiff Directions Hearing site I am so angry and i think so is everyone else about Judge Hickingbottom being able to ride roughshod over all of us ordering a stay on the cases pending the outcome of the test case.!!! I wouldn't be surprised if he hadn't known all along about this OFT case and he lumped all of us together to appear at the same time, and with one swoop clears his desk for the day!! probably hoping it will all go away! They should not be alowed to do this. Why is it happening in Wales and not England? I am thinking of asking my claim to be transferred to Kingston

I was thinking, I would love to be in a position to make a donation to the fighting fund when I won, so I am thinking how to do this because if I do this now i will be paying it with an overdraft !! which doesn't seem ethical

scottie2hottie

Can anyone help?
I've gone through the process of requesting my statements, Sending both letters to which both recieved unsatisfactory replies.

Now having gone through the Moneyclaim process, my bank has instructed a Solicitor to represent them. The Bank has entered a Defence.

Further to this defence the solicitor has also sent a request for information, regarding the dates and reason for the charges. This was orginally sent to the bank in the first two letters.

My question is do i have to do this?
Surely it's for the bank to talk to it's solicitor?

Can anyone advise as the Solicitor is threatening to have the claim struck out if i don't comply with their request for information.

Edinburghlass_2

Edinburghlass wrote: »

I've moved your post out of where it was Dede and I'll shift it into another thread once I know you have seen this reply.

Send the solicitor a detailed list of your charges, date taken, description etc with account number, sort code etc but if they have asked for other information you are not obliged to answer them at this stage.

As the above posts

Edinburghlass_2

Agnes wrote: »

food for thoughthello Edinburghlass
I have been over on the CAB a lot today on the Cardiff Directions Hearing site I am so angry and i think so is everyone else about Judge Hickingbottom being able to ride roughshod over all of us ordering a stay on the cases pending the outcome of the test case.!!! I wouldn't be surprised if he hadn't known all along about this OFT case and he lumped all of us together to appear at the same time, and with one swoop clears his desk for the day!! probably hoping it will all go away! They should not be alowed to do this. Why is it happening in Wales and not England? I am thinking of asking my claim to be transferred to Kingston

I was thinking, I would love to be in a position to make a donation to the fighting fund when I won, so I am thinking how to do this because if I do this now i will be paying it with an overdraft !! which doesn't seem ethical

If its any consolation to you the judge at Southend Court decided on his "own test cast" to be held in December before all this started so it is happening in England too

agnes_2

Hi edinburghlass when you say about the judge in Southend doing his own test case, you are probably referring to one claim, i don't know if you are fully in the picture about what went on in Cardiff, (the Cardiff Carve Up)? judge hickinbottom has disregarded the MOR ruling by placing a blanket stay on 500+ cases, which were all scheduled to appear on 14th August at 10.30. we were told not to come to the court.
A number of us went to hand in the Application to uplift the stay and objection letters. A large number of us have written letters to the MOR, our MP's, and Rhodri Morgan, and also contacted the press.

gobberx

Hiya,

I stated in my claim to the small claims court that the charges are "an unfair penalty under the Unfair Terms in Consumer Contracts Regultions 1999"

I've been asked by my banks solicitors to "specify all of the facts relied on by the claimant in support of" these contentions and to "identify the regulations of The Unfair Terms in Consumer Contract Regulations 1999 ("the Regulations") relied upon by the Claimant in alleging that the contractual provision(s) referred to are unenforceable"

Can anyone help with this? It's bamboozled me a bit!

Thanks in advance for any help


Paul

deary65

Have a read here: