Can you get housing benefit if your own property is rented out?

ManicMum

poppasmurf_bewdley wrote: »

If I get this right, you own a house which you rent out. And you want to move to a more expensive area of the country and rent out a property there. But the rent you get for your house doesn't match the rent you'll have to pay in the area you want to move to. So you want to Taxpayer to make up the difference?

Wonder if I can let out my house and get the taxpayer to pay for me to rent a flat next to my sister in Sandbanks?

Right, I shouldn't have to justify myself for asking a question. I was asking if anyone knew the rules. But as usual, so many people on here just want to gang up on others. No, you do not get it right, you get it wrong. I do not rent a house out. I live in a house.

My husband has been offered a job in Australia. He is going on ahead as I need a visa. He has been working for 5 years for a bad company that breaks employment law. He is miserable and fed up with the stress. He has had no pay rise for 5 years. However, two of my kids have additional support needs. One has mental health issues and the other has dyslexia. I have no one here to help me. It is stressful. I am thinking of moving back near my family for 6 months whilst my visa is processed. So sorry if you think I am pulling a fast one but I'm actually trying to do the right thing for my family. Maybe you would like the stress of worrying about 2 of your 3 kids on a daily basis. I do not for one second feel guilty about finding out what my rights are. We have paid into the system and never claimed anything, other than tax credits. I find it sad that people have to trawl through people's past posts to find something they can try to trip them up on. If the person who said I'm going to come unstuck would like to PM me with their slanderous claims, I would appreciate that.

scootw1

ManicMum wrote: »

What??? I have not altered or deleted anything.

That is true else it would have said "Last edited by " and the date at the bottom of the post as demonstrated below

MissMoneypenny

ManicMum wrote: »

Owning a property doesn't exclude you from income support.

As long as that property is your home (you live in it).

ManicMum wrote: »

I don't know the rules for owning a property on an investment basis though.

Owning a property and letting it out, is classed as a business.

Your 95% equity in your rental business will be over 16K welfare limit and this will then exclude you from income based welfare payments, such as Income Support and Housing Benefit (LHA) I assume.

With 95% equity in your rental business, your income (rent minus tax deductables) might also put you over the limit to receive income based welfare payments. I assume you would have to inform tax credits also, as your additional income may affect your tax credits welfare payments.

FBaby

So your husband has been offered a job in Australia. It is easy to assume that if he got it from home, it can't be badly paid one. Whilst there, focussing on the job and doing everything to speed things up for you to join him, all he needs is to rent a room in a share place close to his place of work. He should have plenty of cash left to send you to help you with your rent. Why of why do you think because your husband has moved abroad, the tax payers should take over his responsibilities?

FBaby

ManicMum wrote: »

can I get housing benefit if classed as single parent and in receipt of income support?.

But you are NOT a single parent. You still have a husband who will be working and who wherever he is in the world should still be supporting his family. What man moves away, gets a decent job, spend all his income on himself whilst his family are left to claim benefits??? Unless you are one of those people always on the look out for any fishy oppotunities to maximise your income...

Spendless

FBaby wrote: »

But you are NOT a single parent. You still have a husband who will be working and who wherever he is in the world should still be supporting his family. What man moves away, gets a decent job, spend all his income on himself whilst his family are left to claim benefits??? Unless you are one of those people always on the look out for any fishy oppotunities to maximise your income...

Under tax credit rules she would make a single claim once her husband has worked away from the UK for 8 weeks.

http://www.hmrc.gov.uk/taxcredits/start/claiming/get-started/joint-single-claim.htm#4

Your partner works abroad for short periods - example of a joint claim

Marie and Dave are living together. Dave has started work as a coach driver and drives abroad, taking groups on holiday to Europe. Dave can be away for up to two weeks at a time, but he usually returns to Marie's house when he's not working. Marie and Dave should make a joint claim.
If Dave is ever away from the UK for more than eight weeks, their joint claim will end. They should tell the Tax Credit Office straight away if this happens. Marie will then be able to make a single claim - if she still qualifies - until Dave is back in the UK.

blossomhill_2

noin004 wrote: »

I have a similar question to the original post, but a slightly different situation. I have to move to a bigger house as I have 2 children who are currently sharing a bedroom and by law I have to separate them by the time my daughter turns 8. The house I own is in negative equity, so I cannot afford to sell it. Looking at rental prices locally, if I rent out my house I would get just enough each month to make the mortgage repayment. I work full time, and worked out that if I rented I would be entitled to a small amount of housing benefit but think this may be affected if I rent out the property that I own. Can anyone help?

You could move them round so that the child who is the same sex as you shares with you and the other one has own room

Spendless

noin004 wrote: »

I have a similar question to the original post, but a slightly different situation. I have to move to a bigger house as I have 2 children who are currently sharing a bedroom and by law I have to separate them by the time my daughter turns 8. The house I own is in negative equity, so I cannot afford to sell it. Looking at rental prices locally, if I rent out my house I would get just enough each month to make the mortgage repayment. I work full time, and worked out that if I rented I would be entitled to a small amount of housing benefit but think this may be affected if I rent out the property that I own. Can anyone help?

No, you don't. There's no such law. Different councils/housing associations may have their own rules about opposite sex children sharing bedrooms based on age, to do with eligibility of being allocated a house, but you don't have to move cos your daughter is turning 8.

Mumto3cheekymonkeys

Just gonna say something as no1 seems to have pointed out the obvious. Why don't you ManicMum sell the property you almost own and live off that until your visa comes through and you can move to aussie with your husband? (btw this is not ment to sound patronising and im not having a go, just a suggestion?)

MissMoneypenny

ManicMum wrote: »

Yeah, bring it on baby. Will let you know the outcome of my application for income support.

Have you informed the DWP (income support) about the 10k loan you are your husband are getting? This will take you over the 6k or even over the 16k capital if you have other assets too? I assume loans count as part of capital?

ManicMum wrote: »

costs such as my visa (about £2k), kids citizenship and passports, which is about £600 alone, plus deposit and first month's rent for permanent accommodation, buying a car, plus he needs to support us for 6 months whilst visa processed.

I thought you were trying to get UK welfare to support you and your children while you are waiting for your visa to emigrate to Oz and join your husband???