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Santander 123 Cashback (Merchant Codes = 1%, 2%, 3%)

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  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    papi34 wrote: »
    Hi

    Does anyone know if using this card for fuel at a supermarket would qualify for 3% or 1% cashback?


    read the thread !!




    think the general consensus is nobody knows.
  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Aldi started accepting credit cards throughout the country from mid October.

    Does anyone know if Santander will pay the 1% cashback because this link only shows five stores in Wales that qualify for cashback
    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=&x=38&y=9&rail=
  • Cardew
    Cardew Posts: 29,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    edited 11 November 2014 at 7:01PM
    Terry98 wrote: »
    Aldi started accepting credit cards throughout the country from mid October.

    Does anyone know if Santander will pay the 1% cashback because this link only shows five stores in Wales that qualify for cashback
    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=&x=38&y=9&rail=


    If you click the 'show me more' icon it lists


    1% cashback at Supermarkets

    Show me moreClose

    • ALDI - ABERGAVENNY
    • ALDI - BLACKWOOD
    • ALDI - BRECON
    • ALDI - BRIDGEND
    • ALDI - CARDIFF
    • ALDI - CARDIGAN
    • ALDI - CARMARTHEN
    • ALDI - CROSS HANDS
    • ALDI - CWMBRAN
    • ALDI - DUNS
    • ALDI - EBBW VALE
    • ALDI - GALASHIELS
    • ALDI - GLASGOW
    • ALDI - GWENT
    • ALDI - HAVERFORDWEST
    • ALDI - LLANDRINDOD
    • ALDI - LLANELLI
    • ALDI - LLANTRISANT
    • ALDI - LONDON
    • ALDI - MAESTEG
    • ALDI - MERTHYR TYDFIL
    • ALDI - NEWPORT
    • ALDI - PONTYPRIDD
    • ALDI - PORT TALBOT
    • ALDI - POWYS
    • ALDI - SWANSEA
    • ALDI - TIR-Y-BERTH
    • RINALDIS - SWANSEA
    • SPALDING AND SPARROW - LONDON
    • SPALDING FARM SHOP - SPALDING
    • SPALDING MARKET - SPALDING
    • SPALDINGS NEWS - SPALDING
    P.S. I have sent a message to Santander asking if all Aldi stores qualify
  • Terry98 wrote: »
    Aldi started accepting credit cards throughout the country from mid October.

    Does anyone know if Santander will pay the 1% cashback because this link only shows five stores in Wales that qualify for cashback
    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=&x=38&y=9&rail=

    Yes it does as well as Lidl
  • Cardew
    Cardew Posts: 29,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    edited 12 November 2014 at 12:11AM
    Does anyone know if Santander will pay the 1% cashback because this link only shows five(Aldi) stores in Wales that qualify for cashback
    I have sent a message to Santander asking if all Aldi stores qualify
    Yes it does as well as Lidl

    Well I don't know where you got your information from, but I received this secure message from Santander this evening:
    Thank you for your email. Unfortunately Aldi supermarkets are not currently on our cashback list.
  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Thanks for emailing Santander, Cardew.

    I think their reply is ambiguous to say the least.

    Aldi are on their cashback list but not all of their branches.

    And where is ALDI - LONDON?
  • I am new to the Santander 123 credit card. Does shopping at supermarkets online earn cashback? If I do a search on, for example, Waitrose, it only lists actual stores, not "Waitrose online".
  • Also, I think a claim that all major department stores are included in the 2% category is false, as M and S is not listed. Only under supermarkets for 1%. Does this mean that clothes purchased at M and S would earn 1% cashback, or just that food purchased there earns cashback?
  • OllyM
    OllyM Posts: 370 Forumite
    Part of the Furniture
    They pay cashback based on the store's MCC (merchant category code) set by Mastercard.

    Aldi is presumably set up on one of the supermarket MCC's so cashback will be paid at 1% there. M&S are set up as a supermarket so you earn 1% on purchases, not 2%.

    The list that Santander have available is just a marketing tool and has no actual relevance to the cashback earned, if the transaction has the correct MCC cashback will be paid. The staff are pretty clueless about the whole thing really.
  • Cardew wrote: »
    Well I don't know where you got your information from, but I received this secure message from Santander this evening:

    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=london&x=34&y=6&rail=

    Their website says otherwise.

    So when did you request that information?
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