We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Santander 123 Cashback (Merchant Codes = 1%, 2%, 3%)

24

Comments

  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    papi34 wrote: »
    Hi

    Does anyone know if using this card for fuel at a supermarket would qualify for 3% or 1% cashback?


    read the thread !!




    think the general consensus is nobody knows.
  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Aldi started accepting credit cards throughout the country from mid October.

    Does anyone know if Santander will pay the 1% cashback because this link only shows five stores in Wales that qualify for cashback
    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=&x=38&y=9&rail=
  • Cardew
    Cardew Posts: 29,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    edited 11 November 2014 at 6:01PM
    Terry98 wrote: »
    Aldi started accepting credit cards throughout the country from mid October.

    Does anyone know if Santander will pay the 1% cashback because this link only shows five stores in Wales that qualify for cashback
    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=&x=38&y=9&rail=


    If you click the 'show me more' icon it lists


    1% cashback at Supermarkets

    Show me moreClose

    • ALDI - ABERGAVENNY
    • ALDI - BLACKWOOD
    • ALDI - BRECON
    • ALDI - BRIDGEND
    • ALDI - CARDIFF
    • ALDI - CARDIGAN
    • ALDI - CARMARTHEN
    • ALDI - CROSS HANDS
    • ALDI - CWMBRAN
    • ALDI - DUNS
    • ALDI - EBBW VALE
    • ALDI - GALASHIELS
    • ALDI - GLASGOW
    • ALDI - GWENT
    • ALDI - HAVERFORDWEST
    • ALDI - LLANDRINDOD
    • ALDI - LLANELLI
    • ALDI - LLANTRISANT
    • ALDI - LONDON
    • ALDI - MAESTEG
    • ALDI - MERTHYR TYDFIL
    • ALDI - NEWPORT
    • ALDI - PONTYPRIDD
    • ALDI - PORT TALBOT
    • ALDI - POWYS
    • ALDI - SWANSEA
    • ALDI - TIR-Y-BERTH
    • RINALDIS - SWANSEA
    • SPALDING AND SPARROW - LONDON
    • SPALDING FARM SHOP - SPALDING
    • SPALDING MARKET - SPALDING
    • SPALDINGS NEWS - SPALDING
    P.S. I have sent a message to Santander asking if all Aldi stores qualify
  • Terry98 wrote: »
    Aldi started accepting credit cards throughout the country from mid October.

    Does anyone know if Santander will pay the 1% cashback because this link only shows five stores in Wales that qualify for cashback
    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=&x=38&y=9&rail=

    Yes it does as well as Lidl
  • Cardew
    Cardew Posts: 29,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    edited 11 November 2014 at 11:11PM
    Does anyone know if Santander will pay the 1% cashback because this link only shows five(Aldi) stores in Wales that qualify for cashback
    I have sent a message to Santander asking if all Aldi stores qualify
    Yes it does as well as Lidl

    Well I don't know where you got your information from, but I received this secure message from Santander this evening:
    Thank you for your email. Unfortunately Aldi supermarkets are not currently on our cashback list.
  • Terry98
    Terry98 Posts: 1,155 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Thanks for emailing Santander, Cardew.

    I think their reply is ambiguous to say the least.

    Aldi are on their cashback list but not all of their branches.

    And where is ALDI - LONDON?
  • I am new to the Santander 123 credit card. Does shopping at supermarkets online earn cashback? If I do a search on, for example, Waitrose, it only lists actual stores, not "Waitrose online".
  • Also, I think a claim that all major department stores are included in the 2% category is false, as M and S is not listed. Only under supermarkets for 1%. Does this mean that clothes purchased at M and S would earn 1% cashback, or just that food purchased there earns cashback?
  • OllyM
    OllyM Posts: 370 Forumite
    Part of the Furniture
    They pay cashback based on the store's MCC (merchant category code) set by Mastercard.

    Aldi is presumably set up on one of the supermarket MCC's so cashback will be paid at 1% there. M&S are set up as a supermarket so you earn 1% on purchases, not 2%.

    The list that Santander have available is just a marketing tool and has no actual relevance to the cashback earned, if the transaction has the correct MCC cashback will be paid. The staff are pretty clueless about the whole thing really.
  • Cardew wrote: »
    Well I don't know where you got your information from, but I received this secure message from Santander this evening:

    http://www.santander-products.co.uk/credit_cards/cashback_search/home/search.html?store=ALDI&location=london&x=34&y=6&rail=

    Their website says otherwise.

    So when did you request that information?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.