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Just Want Another Opinion

2

Comments

  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    She said that it has already been rectified on the system regarding the insurance.
    The forest would be very silent if no birds sang except for the birds that sang the best






  • bluebird
    bluebird Posts: 378 Forumite
    :T
    tesuhoha wrote: »
    She said that it has already been rectified on the system regarding the insurance.

    :T good to hear:T
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sounds to me like it needs an mot pronto tonto
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    tesuhoha wrote: »
    My daughter phoned me this morning because she had been stopped by the police on the way to work. Apparently their computer had flagged her car as having no insurance or MOT.

    Well, she told me where to find her insurance documents and it only took a minute to confirm the policy number and that she is indeed insured. For some reason it was not showing up on the system. As for the MOT, well the car is not 3 years old yet. It was registered on 01/09/2009.

    They let her go to work but she phoned me again to say they had phoned her to say that although the car was registered on that date, it was possible it was manufactured 6 months before, maybe sitting in a garage somewhere and that was why the MOT had run out. I was sure that the MOT was due 3 years after the date of registration, not of manufacture. After all if someone bought a new car that had been manufactured in Japan 6 months ago, they would not expect that car to need an MOT after two and a half years.

    She was told to check her documents so I had another look for her as she is at work. The car was bought from the main Toyota dealer in December last year (2nd hand) and their schedule states that the MOT is due on 01/09/2012. I have also double checked the registration document. Not sure what else she can do. They have let it go but she is worried her car will be flagged up again.

    I have advised her to carry her documents with her for the time being (although if someone broke into the car that would not be such a good thing). I suppose it is Friday the 13th.:)

    The police were obviously not convinced themselves that the car was uninsured if they let her go.

    Presumably she has a pruducer? If so she should produce the certificate of insurance at the nominated police station.
    (Note, just because she has the certificate doesn't necessarily mean she is insured, but if she's not behind in paying the premiums then she should be ok :))

    As for no MOT, you are correct, the car does not need an MOT until 3 years after being first registered.
    It'll should say on the V5C under section 3 (front page) 'DECLARED NEW AT FIRST REGISTRATION' if this was the case ... it usually is.
    She should tell PC Pold that's why she is not producing an MOT certificate if that is the case.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    tesuhoha wrote: »
    She said that it has already been rectified on the system regarding the insurance.

    I maybe wrong, but I didn't think the system updated that quickly...
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Premier wrote: »
    I maybe wrong, but I didn't think the system updated that quickly...

    it does
    i can put a car on and its now on within 10 minutes
  • TrickyWicky
    TrickyWicky Posts: 4,025 Forumite
    fannyadams wrote: »

    It'll probably take them about 3-7 days to get their system updated but it'll save your daughter having to carry these valuable documents around with her all the time.

    The police don't update records on VOSA systems or the MID. Only MOT test centres / VOSA and motor insurers can do that.

    I'm not sure that they'll even give you a reference number either. I got tugged a couple of years ago for no insurance (I did have it but not on the MID yet) and when the plod let me go he told me I was likely to be tugged again by other forces on my way over the country towards home as there was nothing they could do to stop it.

    IMO it's VOSA that would need to rectify the MOT situation.
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker

    IMO it's VOSA that would need to rectify the MOT situation.

    only if it is confirmed this car wasnt pre registered or as suggested lived in jersey or the isle of man for its first 6 months of car hire
  • Strider590
    Strider590 Posts: 11,874 Forumite
    tesuhoha wrote: »
    I have advised her to carry her documents with her for the time being (although if someone broke into the car that would not be such a good thing). I suppose it is Friday the 13th.:)

    Wild, crazy idea.... But why not stick post-it notes over the sections of the documents that are "sensitive" (name/address/etc) and then photocopy them to keep in the car??
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

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