Migrated from IB to ESA without notification. Just realised payments have stopped Dec

Mara69

delluver wrote: »

Well, you can't get a mortgage with that amount of money for a start. So what benefits are they getting?

Income support, DLA and CTB.

Muttleythefrog

Mara69 wrote: »

Income support, DLA and CTB.

I can give you my figures (Apr 2012 rates)... single 'disabled' living in own house almost all paid for. I get CTB, SMI, ESA and DLA.

CTB approx £1k/12 = 83
SMI £55 (my mortgage is less than £20k now)
ESA with premiums £770 (Basic rate, Support Gp, EDP, SDP)
DLA £314 (LRM, MRC)

£1222 per month.

If my mortgage was more substantial (or I got HRC of DLA rather than MRC) then your figure of £1300 would apply to me... but of course my working earnings were considerably higher and they have been heavily suppressed throughout life by 'disability'. It's also worth pointing out that it is only recently I got the DLA award I have and an associated severe dis. premium... subtract £477 per month (no DLA MRC or SDP) for what I was living on until I was finally able to achieve justice. If I didn't own my own home then I would obviously get substantially more if claiming Housing benefit.

delluver

Muttleythefrog wrote: »

I can give you my figures (Apr 2012 rates)... single 'disabled' living in own house almost all paid for. I get CTB, SMI, ESA and DLA.

CTB approx £1k/12 = 83
SMI £55 (my mortgage is less than £20k now)
ESA with premiums £770 (Basic rate, Support Gp, EDP, SDP)
DLA £314 (LRM, MRC)

£1222 per month.

If my mortgage was more substantial (or I got HRC of DLA rather than MRC) then your figure of £1300 would apply to me... but of course my working earnings were considerably higher and they have been heavily suppressed throughout life by 'disability'. It's also worth pointing out that it is only recently I got the DLA award I have and an associated severe dis. premium... subtract £477 per month (no DLA MRC or SDP) for what I was living on until I was finally able to achieve justice. If I didn't own my own home then I would obviously get substantially more if claiming Housing benefit.

Do you find it is enough to live on comfortably?

Tippytoes

Nutz666 wrote: »

You have either 2 choices then. You find a better paid job or you cut down on your spends. Being a healthy adult, you have more choices than most genuine disabled people.

Thanks very much for the pearls of wisdom. Ummm, jobs are in very short supply. Something to do with a recession. As for cutting down on my spends, fortunately I am from the generation that knows how to live within my means. I can manage on a shoestring - which is just as well...because no-one has ever thrown benefits in my direction.

Tippytoes

delluver wrote: »

Do you find it is enough to live on comfortably?

Many have to manage on a lot less.

Soapn

delluver wrote: »

What has someone ripping off fixtures and fittings in a house got to do with benefits? You stalker lol... The guy also took the light fittings and bathroom mirrors with a breach of contract. Just what we need whilst moving in with a severely autistic child and me with my illness. You are welcome to our life if you want it? We had to borrow money from parents to buy our first house (at interest). Now we have some freedom since benefits came into our lives.

oh lucky you having some freedom since benefits came into your lives, and as you put it, are paying your way in the relationship.
One small problem though, your benefits aren't wages really are they, so no, YOU aren't paying your way in anything really are you.

Anubis_2

Tippytoes wrote: »

Thanks very much for the pearls of wisdom. Ummm, jobs are in very short supply. Something to do with a recession. As for cutting down on my spends, fortunately I am from the generation that knows how to live within my means. I can manage on a shoestring - which is just as well...because no-one has ever thrown benefits in my direction.

Yes - so its good to be thankful that you have one and don't get benefits.

Many disabled people would love to have a job, especially those who loved to work as I did.

Fortunately my four kids are working because I instilled a work ethic in them - well except one who has been made redundant last week.
Two are at Uni too, and one at college.

If you think that you will be better off on benefits then pass your job to someone who would appreciate it and be thankful that they wont have to claim benefits and be looked down upon because of it. Everyone wins then!

Tippytoes

Anubis wrote: »

Yes - so its good to be thankful that you have one and don't get benefits.

Many disabled people would love to have a job, especially those who loved to work as I did.

Fortunately my four kids are working because I instilled a work ethic in them - well except one who has been made redundant last week.
Two are at Uni too, and one at college.

If you think that you will be better off on benefits then pass your job to someone who would appreciate it and be thankful that they wont have to claim benefits and be looked down upon because of it. Everyone wins then!

I do not, never have and never will knock genuine claimants. I do, always have and will continue to abhor the spongers, many of whom DO enjoy an income that countless hard-working people will never achieve.

Soapn

Tippytoes wrote: »

I do not, never have and never will knock genuine claimants. I do, always have and will continue to abhor the spongers, many of whom DO enjoy an income that countless hard-working people will never achieve.

the comment further up when she asked if £1200ish a month was enough to live on was ridiclious. That's not much less than my hubby gets for a 40 hour week :mad:

Anubis_2

Soapn wrote: »

the comment further up when she asked if £1200ish a month was enough to live on was ridiclious. That's not much less than my hubby gets for a 40 hour week :mad:

I do agree the comment was out of order by the poster. I appreciate the working population, without benefits I could not survive. I am glad it's in place.

I don't live comfortably but I am thankful that I have a roof over my head (I have been homeless) and food in the fridge and I appreciate the Internet more than anything as it is a necessary lifeline for me being bedbound.