Migrated from IB to ESA without notification. Just realised payments have stopped Dec

Tippytoes

How could you not miss the money? Kinda adds weight to those who hold the view that benefit claimants are actually better off than those who work for a living.

Anubis_2

Tippytoes wrote: »

How could you not miss the money? Kinda adds weight to those who hold the view that benefit claimants are actually better off than those who work for a living.

Her husband is working.
She may be on contributary based (which is not affected by household income) which is likely given that she was on IB as all IB transfers are being put on CB as far as I am aware. Her husband can earn a thousand a week and she would still get her CB benefit as it is not income based.

Nothing to do with benefit claimants being better off because her husband could be earning a very good wage, and her CB IB may have been saved in another bank.

Tippytoes

Anubis wrote: »

Her husband is working.
She may be on contributary based (which is not affected by household income) which is likely given that she was on IB as all IB transfers are being put on CB as far as I am aware. Her husband can earn a thousand a week and she would still get her CB benefit as it is not income based.

Nothing to do with benefit claimants being better off because her husband could be earning a very good wage, and her CB IB may have been saved in another bank.

I think you have missed the point. There are plenty of people who claim no benefits whatsoever. Then there are those for whom claiming everything going, is their chosen lifestyle.

I was trying (and clearly failed) to illustrate that many who claim don't necessarily struggle financially, whilst many who work without claiming a bean have to watch every penny.

Anubis_2

Tippytoes wrote: »

I think you have missed the point. There are plenty of people who claim no benefits whatsoever. Then there are those for whom claiming everything going, is their chosen lifestyle.

I was trying (and clearly failed) to illustrate that many who claim don't necessarily struggle financially, whilst many who work without claiming a bean have to watch every penny.

I took it as you were saying it's a better life on benefits. Many people who work claim too, such as WTC, CTC, help towards morgage, help towards housing benefit etc.

Tippytoes

Anubis wrote: »

I took it as you were saying it's a better life on benefits. Many people who work claim too, such as WTC, CTC, help towards morgage, help towards housing benefit etc.

A lot of people are better off on benefits! I know of many people who would like to work, but working would mean a "pay cut" they can't afford. Equally, there are working people who just about miss out on benefits, who would be better off if they gave up work.

Anubis_2

Tippytoes wrote: »

A lot of people are better off on benefits! I know of many people who would like to work, but working would mean a "pay cut" they can't afford. Equally, there are working people who just about miss out on benefits, who would be better off if they gave up work.

Would love to see a lot of evidence from a "lot" of people that you speak of.

You can earn quite a lot more than the benefit cap, and still get WTC, help with housing costs, child fees etc.

Even if not entitled to working tax credit if under the hours, Local Housing Allowance/Housing Benefit will increase to compensate for the loss of WTC.

Also I believe up to £175 for one child and £300 for two or more in relation to childcare costs can be disregarded from income for WTC/CTC and an earnings disregard.

People seem to conveniently forget that a vast amount of working people claim benefits, get help towards housing costs etc....

anguk

Tippytoes wrote: »

How could you not miss the money? Kinda adds weight to those who hold the view that benefit claimants are actually better off than those who work for a living.

We're certainly not better off on benefits, we were much better off when my OH was working. And we'd certainly notice if his Incapacity Benefit money didn't go into the bank because that's what we live on! I check the bank online as soon as I get up on payment day.

delluver

I noticed a dent in my income, but I put it down to all the moving fees etc until I took a good look at it. My husband isn't on fantastic money and I'd love to work and not be debilitated... Not a single bit of paperwork to say I'm now on ESA and the lady said it was CB but it's not been decided which group I'm in... Paperwork coming soon!

delluver

Soapn wrote: »

you didn't miss nearly £400 a month for FOUR months? is the money really needed then?

Yes, it's needed as we now have a bigger mortgage to get away from the ball kids kicking balls against my house causing me to go out of my mind even further lol!

Benefit entitlement has nothing to do with not needing money anyway? I bet David Cameron still claimed DLA for his disabled child!! As do we and why the hell not? Lol

anguk

delluver wrote: »

Yes, it's needed as we now have a bigger mortgage to get away from the ball kids kicking balls against my house causing me to go out of my mind even further lol!

Benefit entitlement has nothing to do with not needing money anyway? I bet David Cameron still claimed DLA for his disabled child!! As do we and why the hell not? Lol

Good point, he did claim DLA for his son and if I remember correctly also claimed the free nappies etc that they were entitled to, I remember all the fuss when it was reported in the press.