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What have I done....

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  • Watty1
    Watty1 Posts: 6,850 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    LauraJo wrote: »
    Amazingly I don't ache today - even made it to the gym for 7 :A
    Probably means I should work harder in my next lesson

    Do let the instructor know - then she can work you harder next time :rotfl:
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Good idea watty... Except I'm not mad :D:D

    And in other news....
    Lunch ended up being free due to a meeting with an agency... Result!!
    Went to a meeting after that and had free drink too :)
    Tea was a mismatch of all mouldy, gross and out of date stuff from the fridge with some weird tasting and very very out of date potatoes ... Yum yum :shocked:
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Its nearly the weekend!!
    Didn't bring any lunch in again today :( Very bad *slap wrist*
    Probably going to go out for dinner too as no food in the house and no one can be bothered to go shopping! Oh well it is the holidays (sort of!)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    oops over a week gone by! Where does the time go!
    Last week has been ok and not too 'spend heavy'!!
    Free lunch at work on Wed but did buy lunch yesterday :(
    Pay day today so am going to add some more into my investment thing that OH has opened for me. Not really sure how it works but I have made 49p on £250 so that seems ok?! Just need to ask him how to put money into it!!
    Weekend wont be too expensive - my mate has just cancelled Sat night so might not be a busy / drunken one!!

    In other news - horsey is likely to be going back to owner in Aug. Meeting her at the end of May to discuss. OH and friends etc think I should buy one rather than loan another one but I'm not sure if that's a good idea??
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    Oh no, was that out of the blue Laura? Good to have a few months to sort it out though.

    Sounds like you ned to sort out your lunch time planning and get a horsey savings pot going!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Hi Floppy. My choice is that he goes back in Aug or I might be able to keep him until next April but I do feel like I'm just waiting to see when he's going to go back so am probably going to say Aug. I really do need to sort out my lunchtime planning (and healthy eating!) as things are off track at the mo!
    Will defo need to start saving!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    it's almost as exciting watching your saving figures go up as watching the mortgage go down!
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Looking forward to hearing about tales of horsey II shopping!
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Morning!!
    KP - just for some Monday morning excitment - I have updated my post pay day saving sig!!!
    Not sure if I'll end the month on that coz I've agreed to pay for my parents and OH (with me too!!) to go on a long weekend at the end of May. Only have to pay for the ferry as the lady whose dog I have walked for the last 3 years has let me stay in her holiday home for free :)
    Still gotta convince OH that going away with the rents is a good thing to do :/

    Meeting horsey's owner at end of May so going to make a def decision then.... maybe :)
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Oh no I've found a house I want to buy... that's not part of the plan!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
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