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What have I done....

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  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Its FRIIIIIIDDDAAAYYYY!!!
    Thank goodness!
    Have a good couple of money saving days - been in London for 2 days so work pays for my ticket. Have really tried not to be tempted to spend loads on coffee / snacks and have done ok (spent £4 on lunch yesterday but thats not bad for London!!)
    Get a free lunch today in my meeting so even better!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Lodger moved out on sun and we have another one moving in on sat. Rent has gone up to cover the astronomical bills a lodger seems to create! Just need a repaint one nite this week as the walls are looking worse for wear!! Should be cheap tho.

    Switched to sky bb today too. Same price as I was paying before but we get 6 months free so that's a few quid. We booked via top cash back and apparently that'll credit the account by £111 but that just seems too good to be true! Has anyone else experienced this?
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    edited 5 October 2012 at 9:41AM
    Well Sept now totalled - sort of.
    OH decided to transfer £2.9k as an OP which is great except its left us really overdrawn!! Luckily we have a large overdraft facility left over from when we renovated the house so at least we wont get penalty charges. We will have to pay a bit of interest tho so kinda defeats the point!!
    Oh well at least my total looks good :D
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • Thats no good LauraJo!!! on the plus side its a damn site cheaper way of doing it.... your amount is dropping so quick - in the words of towie - well jell!! xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Switched to sky bb today too. Same price as I was paying before but we get 6 months free so that's a few quid. We booked via top cash back and apparently that'll credit the account by £111 but that just seems too good to be true! Has anyone else experienced this?[/QUOTE]


    Hum - nothing on top cash back for this... I have tried to raise a claim but the deal I applied for is not on there!! Annoying. Will chase when I have more energy! Sky also haven't given us the 6 months free so thats another part of life I'll have to waste chasing up rubbish companies that can't stick to their word....seriously, how hard can it be!!!!!!!!!!!!!!
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    If you have a big mortgage and a while to go T£sco has just released a 1.99% fixed rate mortgage. Yes there's a fee but if you are paying quite a lot of interest, its cheaper than a lot of lenders fee's and the lowest rate...
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Not a lot happening this month so haven't had a lot to write about! Looking after another 2 dogs for a bit after family crisis so more dog walking fees to pay out for but still hoping to hit target this month. Is it just me or now its officially winter does everyone just want to go and spend all their money on pointless rubbish!?
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • welcome back!!!seems like ages since you have been on here!! i agree totally with you about buying rubbish, of all levels - its something to do with the air and christmas and halloween stuff in the shops - it some how makes it ok!! xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • LauraJo
    LauraJo Posts: 1,041 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    welcome back!!!seems like ages since you have been on here!! i agree totally with you about buying rubbish, of all levels - its something to do with the air and christmas and halloween stuff in the shops - it some how makes it ok!! xx


    I did manage to resist yesterday and am now even having a recycled tea (cooked too much pasta yesterday so eating the leftovers today)...Can you reheat pasta?! OH away and I'm hopeless in the kitchen! :o
    Mortgage starting balance 2011 ... £170k today £1.5k
    Savings: £3k
    Aim: 100k by Dec 2021
  • your fine with pasta - i hope as i have been doing it for years..... cant belive how you are knocking this mortage into shape! xx
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
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