New Dmp Mutal Support Thread

in_debt_again_but_dealing_with_it

Well done Joek - excellent progress!

Teecee thanks for the chocolate and hugs I sooo needed that it really did the trick!!

I'm still feeling grumpy - (but not the other six dwarves - lol!!) and can't quite put my finger on why - just one of those days I guess.

I really must get on with my assignment, 1000 words to go on "how media affects children's behaviour" - oh the joy!!

My aged pc still not allowing me to thank individual posts so once again THANKS for all the good news and positive posts - it really keeps a person sane!

PS: Donna I'm really going to try and follow your example and start a meal planner I'm sure it would make my life much easier (and cheaper) especially when I get back to work!

dlb

Another good way of saving a few quid, buy a large box of washing powder a good brand and the same size in a shops own value brand, in an empty box mix the 2 half and half and its smells and washes the same as the good brand only lasts twice as long for about a £1 extra!
Its good to know there are people out there in the same boat as me, and any tips help i can pass on i will.
I still have approx 19k of debt to clear, but together we will get there and never return there again, i dont know about any of you who have been on a dmp for a while now but i find debtbusting is becoming an obssesion with me, if only i had been so moneysaving before the debts built up..but we all live and learn.

95kelly

:hello: HI all! Havent been on much lately, but hi to all the newbies :hello:
Thanks to all that sent me hugs the other day when i was feeling down, heres sum thank you hugs :grouphug: :grouphug:
Hope everyone is ok, theres is so many members now on here, and theres so many new posts everyday.
What i think i might do is start a new thread because now this one is 33 pages it is a bit long, Don't you think??
I thought we could all have member numbers aswell, a bit like the nerd club, then there can be a list as the first post and then i can keep up with everybodys name and that,there are more than us than i ever imagined!!!:T
Soooo if everyone just post and then i will write you a number, then i will post the new thread with the list at the begining, is everyone up for that???
Or is everyone confused:rotfl: :rotfl:
I would also like to say to everyone, THANK YOU so much for all the help and support, you will never know how much you have helped me through this time.:T
Love to everyone
Kelly x x

NugsFarnham

Evening everyone. Hope you're all having a good sunday.

Spent a couple of hours going through the past 6 years of bank statements for my main account this afternoon. And with the help of the bank charges/interest calculator elsewhere on the site, I worked out that I can claim back £1961 in unfair bank charges!! This is excellent news as the overdraft on the account is £2000, (Although it's gone over that by a couple of hundred due to starting the DMP), and £1961 will almost clear it off. So i've printed out the next letter and a copy of all the charges which i'm going to send off to Natwest tomorrow morning!

Hopefully if i manage to claim the charges back, i'll be able to do the same on our other accounts.

Other than that, it's been a pretty lazy sunday. Unfortunately, the whole debt thing has really taken it's toll over the past couple of weeks and so today I've started back on anti-depressants, which are making me feel very ill and anxious. :wall:

smilealot

ME ME ME ME :hello:

Please can I join our new thread and have a number Kelly? :j :j :j :j :j

smilealot

P.S. great idea!

smilealot

Well done Nugs, that will be a great boost. Sorry to hear you are back on the ADPs. Maybe it's for the best until things settle down. Sending you lots of hugs :grouphug:

Joek_2

Ooh, I'll have a number please Kelly!

Something extra to add to the sig!

95kelly

:hello:
Smilealot, you can have Official DMP Mutual Support Club Member No.2!!!:j
Nugs. Can be Number 3
I am doing this from who pst in order from now on, its not a favourites thing or anything, just wanted to say that incase anyone was a bit sensitive:rotfl: cause i luv you all and wouldn't want to upset anyone. i will start the new thread when i have got everyone listed!!!

95kelly

Joek Member number 4!!!

Joek_2

Woo-Hoo!

I feel special:j