Springing Into the April NSD Challenge

beanielou

So no 20 today.

Happy Friday all.

rising_from_the_ashes

None today .... tempted by a new pet shop that's opened

bottleofred

Good evening folks,

No NSD for me today, as I went to do some food shopping and also had to get 2 tyres for the car. Declaring NSD19 for yesterday though:D

emslovesmickey

No NSD's so far this week - but i have had a great time. Especially indulging my inner teenager and getting close enough to 2 members of Backstreet Boys to touch them! Amazing when you've been a fan for so many years

freebyfifty

Good Morning,

It’s Saturday :j:j


Well done to everyone who captured another NSD

Beanielou – NSD #20. :T That’s brilliant. Well done.:)

Bottleofred – A brilliant NSD #19 for you. :j That’s a great number, well done.:)

Chris81418 – NSD #22 :T Woo Hoo you reached your 2nd target. :j:j That’s brilliant, watch out for your prize.

Ifwishes – A brilliant NSD #14 & 15 for you. :j:j Well blimmin’ done.

Poohbear59 – Well done for NSD #17. :T You’ve already done really well but cross those fingers for hitting your target. :T

Stripeyjumpergirl – A brilliant NSD #14 & 15 for you. :j:j Well done.


And hello to
Rising – Always good to keep local businesses in business (iyswim)

Emslovesmickey – I’m glad you’ve had a great time, life is for living after all.


A really short update this morning, unless I have missed a whole page :eek:

Have a brilliant Saturday x x

freebyfifty

NSD #23 and my 3rd and final target hit yesterday :j:j

There might, if I am very good , be a couple more to get before the end of the month. Not today though - it's 'spendy saturday' :eek:

chris81418

Good morning everyone! :wave:

freebyfifty wrote: »

Chris81418 – NSD #22 :T Woo Hoo you reached your 2nd target. :j:j That’s brilliant, watch out for your prize.

Thanks freeby! And NSD number 23 caught yesterday, so second target beaten! :j Unfortunately, I will probably need to buy liquid gold today.

Have a good weekend everyone and stay dry!

mooomin

Yesterday was NSD #12 for me

poohbear59

Today I received a copy of 'The Dollar Stretcher' monthly publication from USA.:j:j:j:j
In it is a short piece, just a few line really, I wrote about NSDs. I just had to tell you that the ideas I have learnt on here have been sent out to thousands in USA. I am far too excited about it than it probably justifies as it isn't even my own ideas.:o They don't pay but ask for readers ideas. I signed up to their daily email which concentrates the mind as you receive it every day.


18NSDs too:j:j

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!