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Springing Into the April NSD Challenge
Comments
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I've reached 14 !!!!get rid of all the pounds by summer !!
weight loss 3/42 lb
Debt from 1st March:
Was -£8900 NOW-£5000 PAID- £3900
Get rid of the weight, pay the debt, then get myself a campavan! :T0 -
oh that was a small post I did!! think i'm going to try and squeeze another one in b4 end of the month go for a nice even 15!!get rid of all the pounds by summer !!
weight loss 3/42 lb
Debt from 1st March:
Was -£8900 NOW-£5000 PAID- £3900
Get rid of the weight, pay the debt, then get myself a campavan! :T0 -
Claiming NSD 9 for today. I absolutely refused to spend anything.
Hugs to all who need one.
S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
freebyfifty wrote: »Rising – I’m glad you got your budget sorted out and figured where you’ve gone wrong.
Staying debt free is probably harder than actually getting debt free, me thinks.:mad:
mmmmm not harder ..... but not really any easier either!:rotfl:
I guess it depends on a) why your debt occurred and b) how you pay it off (eg if you cut back on loads of "luxuries" then when it's paid back, you should have spare money but if it's paid back through e*bay, 2nd jobs etc then you won't IYKWIM).
Personally I was the 2nd pay-back scenario so, the 2nd job has gone:j but it's left me with a tight budget ... the main the reason for the debt in the first place:eek:!
Although the fact that I've never budgeted properly - as can be seen from my disasters of this month - probably had a lot to do with it too!:o
Anyway ..... No 11 today please!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
And now it's 9 NSDs trapped in Nargleland.....One life - your life - live it!0
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I've been hiding, because I've been spending
Not today though....NSD #110 -
Bought cute socks today.
Sigh.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
That cheered me up FFI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good good.
No point in crying over bought socks. We all need a wee treat sometimes0
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