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First baby on the way and so very confused
Comments
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MissMoneypenny wrote: »They are already paying their rent. Did you read the thread?
It's truly disgraceful how many parents' see child tax credits and child benefit as their (the parents) money. This money is given to help the children out of poverty and not for their parents to live on!
If we gave these benefits in vouchers for set things for the children, it would be a better way to reduce child poverty.
What about say a couple rent a one bedroom property and a baby comes along. Sooner or later they will need a two bedroom property which is for all the family including the child. So yes some of the tax credits and child benefit will be for all the family.
What about paying for a day out for the family from the benefits, you can't send the child on his/her own and a day out benefits the child even if not all the benefit money is spent on them. You can only reduce child poverty by reducing family poverty. I think really that child benefit is for the child and the child tax credit helps the family as a whole which automatically helps the child.It's someone else's fault.0 -
MissMoneypenny wrote: »They are already paying their rent. Did you read the thread?
It's truly disgraceful how many parents' see child tax credits and child benefit as their (the parents) money. This money is given to help the children out of poverty and not for their parents to live on!
If we gave these benefits in vouchers for set things for the children, it would be a better way to reduce child poverty.[/QUOT
No it wouldn't. 'Child poverty' is defined as children in households where the household income falls below a certain level, and that level is supposed to be sufficient to cover food (for the family), utilities (for family), housing (for the family) etc. A child is not in poverty if the household income is above this level, regardless of how much of the income is specifically spent on the child. Likewise, spending every penny of child benefit specifically on a child will not take that child out of poverty if the household income falls below the poverty line.
I agree that benefits should not, for example, be spent on booze and fags, or designer clothes for parents while their children are in rags, but I do believe that it is intended to be spent on keeping the family 'as a whole' out of poverty. My child benefit goes into the general household budget, I don't set it aside and spend it solely on things for my son; however he is fed, clothed and provided for. Next year when I lose child benefit, my son will still be fed, clothed and provided for.
I understand the point that you are trying to make, but saying that this causes/leads to child poverty, is flawed.0 -
What about say a couple rent a one bedroom property and a baby comes along. Sooner or later they will need a two bedroom property which is for all the family including the child. So yes some of the tax credits and child benefit will be for all the family.
What about paying for a day out for the family from the benefits, you can't send the child on his/her own and a day out benefits the child even if not all the benefit money is spent on them. You can only reduce child poverty by reducing family poverty. I think really that child benefit is for the child and the child tax credit helps the family as a whole which automatically helps the child.
Here Here,couldn't of put it better myself.0 -
This will be the first month I wont be able to afford my rent... how can that be good for the child. I dont drink, I dont smoke, I dont gamble, go out or ANYTHING I shop at asda using the smartprice range, I dont have a car, what more can I do? I could stop eating I guess? I could work illegally, but when? I already have two jobs and my partner cant work because she gives birth in a few weeks!0
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https://brighton-hoveclaims.teamnetsol.com/
Check this calculator out to see if it's worthwhile putting a claim in now.
karenx, £18K is hardly a fortune, especially with his rent!
It is enough to mean that he'll not get much in the way of benefits. The OP CHOOSES to pay that much rent; I don't believe that there are not cheaper places available.
As has already been said, benefits do not take into account debts - and nor should they.
OP, a friend of mine managed to find someone to take over his expensive tenancy, maybe this is something you could consider?
ETA: Why on earth have you left it so late before worrying about paying the rent???? Most pregnancies last nine months - you should have been dealing with this months ago!0 -
What about say a couple rent a one bedroom property and a baby comes along. Sooner or later they will need a two bedroom property which is for all the family including the child. So yes some of the tax credits and child benefit will be for all the family.
They will be able to receive the 'extra room rate' in thier LHA benefit. They won't need to use the child's benefit payments, for rent.What about paying for a day out for the family from the benefits, you can't send the child on his/her own and a day out benefits the child even if not all the benefit money is spent on them.
So the adults have their day out at the child's expense? Perhaps use some of their own wages or their own benefits. to pay for themselves? Or just send 1 adult with the child if they can't afford for both to go? Using the childs money to finance the adults' day out, is just wrong.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
My child benefit goes into the general household budget, I don't set it aside and spend it solely on things for my son; however he is fed, clothed and provided for. Next year when I lose child benefit, my son will still be fed, clothed and provided for.
I understand the point that you are trying to make, but saying that this causes/leads to child poverty, is flawed.
If you will still be providing for you son when his benefits have stopped, then you haven't been living off his benefits.
However, we see lots of posts on here from a parent/s asking what other benefits they can claim as their child has left home and they can't survive on the money now that child tax credits and child benefits have stopped.
Paying these benefits for children in vouchers, will make little difference to the parents who don't spend their child/rens money on themselves.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
jordanchaos wrote: »This will be the first month I wont be able to afford my rent... how can that be good for the child. I dont drink, I dont smoke, I dont gamble, go out or ANYTHING I shop at asda using the smartprice range, I dont have a car, what more can I do? I could stop eating I guess? I could work illegally, but when? I already have two jobs and my partner cant work because she gives birth in a few weeks!
Have you checked to see if you can get any help with your rent?
Brighton is a very expensive area, so have you looked at moving out slightly, to cheaper areas? This was suggested to you on this thread a couple of weeks ago; have you done anything about it?RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0 -
MissMoneypenny wrote: »The will be able to receive the 'extra room rate' in thier LHA benefit. They won't need to use the child's benefit payments, for rent.
That depends on their income, they may not be claiming LHA. Not talking about OP.
So the adults have their day out at the child's expense? Perhaps use some of their own wages or their own benefits. to pay for themselves? Or just send 1 adult with the child if they can't afford for both to go? Using the childs money to finance the adults, is just wrong.
No it's not at the child's expense if the only financial way they can have a family outing is by using the benefits. I would agree with you if the child wasn't getting someting important out of it but this is very important and beneficial to a child. Family outings are a huge benefit for children and if the only way of doing this is using the benefits then it most certainly isn't wrong. When I was a child a day out with my parents and brother was a hundred times more important than anything else.It's someone else's fault.0 -
No it's not at the child's expense if the only financial way they can have a family outing is by using the benefits. I would agree with you if the child wasn't getting someting important out of it but this is very important and beneficial to a child. Family outings are a huge benefit for children and if the only way of doing this is using the benefits then it most certainly isn't wrong. When I was a child a day out with my parents and brother was a hundred times more important than anything else.
There are family outings that can be free. The parents don't need to treat themselves to a day out at the child's expense.RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
Read the sticky on the House Buying, Renting & Selling board.0
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