NatWest & RBS why different options

debrag

well we'll wait and see what happens

chambta

stclair wrote: »

I didn't think there was I only thought that a select silver could be credit restricted.

That's correct.

debrag

why was I offered both then?

chambta

debrag wrote: »

why was I offered both then?

If an account application passes credit scoring you are offered every option;

Royalties Gold
Select Silver
Select Silver (credit restricted)
Select
Basic

There are situations where even after passing credit checks that a customer may wish to have a credit restricted account.

debrag

Well I can't remember is Select was offered I just remember her talking about the other 3. My card and pin are on their way.

auto-man

chambta wrote: »

If an account application passes credit scoring you are offered every option;

Royalties Gold
Select Silver
Select Silver (credit restricted)
Select
Basic

There are situations where even after passing credit checks that a customer may wish to have a credit restricted account.

So why would one pass scoring to then get refused by AVU? What's the logic there, is the scoring model wrong or are AVU wrong?

Dr_Cuckoo3

auto-man wrote: »

does not work like that im afraid to tell you. I too had an account and a few days later when I try and use card it swallow it.

I went in to moan and got told account was closed. so much so that they didnt even trace me on system. They told me to wait on a letter.

I got letter from AVU saying get lost. How nice of them :rotfl:

you should have applied to Natwest International - then they could have told you to get lost in a Jersey accent