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NatWest & RBS why different options

2

Comments

  • debrag
    debrag Posts: 3,426 Forumite
    That happened with Nationwide but due to me having a previous account with them, I got the card witht hem though.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    debrag wrote: »
    I went for the select account

    So of the 3 accounts mentioned in the OP the one you went for is the one which you say you are not sure if it was offered.
  • debrag
    debrag Posts: 3,426 Forumite
    Sorry no I went for the Select Silver. I was told that all the ones being offered where after I was credit scored.
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    debrag wrote: »
    Sorry no I went for the Select Silver. I was told that all the ones being offered where after I was credit scored.

    I can imagine you will be offered the "credit restricted" select silver account which effectively is a glamorised step account.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • debrag
    debrag Posts: 3,426 Forumite
    Well that wont be a problem as I'm only using it to pay my bills and not as a spending account. Is there a 'credit restricted' Royalities Gold then?
  • Toe-Jam
    Toe-Jam Posts: 1,554 Forumite
    debrag wrote: »
    Well that wont be a problem as I'm only using it to pay my bills and not as a spending account. Is there a 'credit restricted' Royalities Gold then?

    yes there is
  • auto-man
    auto-man Posts: 346 Forumite
    edited 27 March 2012 at 8:01AM
    debrag wrote: »
    i do hope not, surely they would have done the checked before offering me the account and giving me a sort code & account number
    does not work like that im afraid to tell you. I too had an account and a few days later when I try and use card it swallow it.

    I went in to moan and got told account was closed. so much so that they didnt even trace me on system. They told me to wait on a letter.

    I got letter from AVU saying get lost. How nice of them :rotfl:
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    MusicalLawyer wrote: »
    Natwest and RBS are different companies.
    RBS is Natwest's Parent Company.

    They have separate policies, and separate scoring systems and so on.

    Actually, Royal Bank of Scotland Group is the parent company of both of them, as well as the other parts of the group such as Ulster Bank and Direct Line:

    http://www.rbs.com/about.html

    Your main point that they are run separately is of course correct.
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    Toe-Jam wrote: »
    yes there is

    Erm, no there isn't.
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    chambta wrote: »
    Erm, no there isn't.

    I didn't think there was I only thought that a select silver could be credit restricted.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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