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Pigpen's DFW diary..

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  • Reformed
    Reformed Posts: 230 Forumite
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    Hi Pigpen - You are an inspiration. It's only this week that I have started to do all the pigsback quizzes etc... I'm interested to see how I get on - I've not sold anything on Ebay yet but loads of books on Amazon (which I promptly replaced- I am obsessed with books!) Really need to get myself more focused and shift my debt.

    I think writing the debt diaries helps immensely to keep you on the straight and narrow. I think I am going to resurrect mine!
  • pigpen
    pigpen Posts: 41,077 Forumite
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    I have to check back through my listings to see what I have sold usually because there is so much I can't remember it all. And I can't think of anything worse than working with small children.. apart from maybe working with bigger children!!!!

    Who said he agreed??? He just didn't say no when I jumped his bones lol.. how many men would?? In fact, I only recall him agreeing to one. (the second one)
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • pigpen
    pigpen Posts: 41,077 Forumite
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    Reformed.. that sounds a great idea. I sold a pile of books on amazon but I was disgusted with the 50p you get to post them even though amazon charge the buyer £2.95.. you can't post much for 50p.. they take such a large proportion of the sale price too I thought it was a complete rip off so refuse to sell with them now.. and I emailed then to tell them so! .. Didn't change anything but it made me feel better!!

    The debt diary is keeping me on the path mainly because I daren't come on and say.. hey.. I just spent £349 on a towel radiator for my bathroom because I know you'll all tell me off for being excessive.. even though I did just buy a towel radiator for £349.. and put it on the credit card!! I am getting the money back though and paying it off before it has interest added so it isn't that bad really but I still need a telling off.
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • scaredy_cat_2
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    am dreaming off your lovely towel radiator!!! No i should be saying oh dear what a lot of money - dream dream dream no no ......
  • pigpen
    pigpen Posts: 41,077 Forumite
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    Radiator arrived yesterday.. still in the box lol.. (DW arriving on Monday!)

    I need to go purchase somewhere to store my loo rolls as well.. I'm thinking of one of those chrome stick things.

    I have decided to try the tesco vaue loo rolls as well.. the amount that gets wasted in here it is pointless buying andrex.. although it is much softer on the tush! Few more pennies saved there!

    I have another 4 things with bids on ebay.. not a lot of money but it will cover some listing fees and maybe one fo the boys waistcoats for SIL's wedding... TBH I'll be DELIGHTED once the wedding is over and done with, I really don't want to do this bridesmaid thing.

    I have for £160 left to pay on one credit card which I am hoping to get paid next week when the tax credits go in.. I also an down to £200 on my vertbaudet.. so that can go the week after from the child benefit.. it is being spent on them that way.. I only bought stuff for them from v/baudet so the CB can pay it off!

    I got some bargain PJ's for the small girls for next winter in the BHS sale and some clothes fro DD1. The children all seem to have had massive growth spurts again.. don't we just love spring?? I need school trousers for DD3, but decided she can just wait until September and make do with short trousers and after easter it should be fine enough to wear her dresses most days... she will just have to make do!! I am on the hunt for super cheap long sleeve white shirts for DS2 for high school.. he wears polo shirts at the moment. I have a friend looking in the thrift shops and I am scouring charity shops here.. I will find some!! the jumpers he has to wear are £30 each.. so I intend making a saving somewhere!! I need to write my uniform shopping list soon too.

    My mortgage piggy is filling up nicely again and I have some cheques I MUST put in bank.. I might go do that now actually.. and my bags of small change.

    Off we dash.

    xx
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • beanielou
    beanielou Posts: 90,983 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Try Tesco for long sleeve polo shirts.They did have some Tesco value ones.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pigpen
    pigpen Posts: 41,077 Forumite
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    Thanks beanie.. but he has to have proper white cotton shirts.. you know the ones you can't bleach and need ironing!! .. ggrrrr
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • beanielou
    beanielou Posts: 90,983 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Sorry, I thought you meant a white long sleeved tshirt
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pigpen
    pigpen Posts: 41,077 Forumite
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    I counted up Blingda the mortgage piggy and banked £65 on Friday plus I had £50 from the tax credits left over.. so the £50 went off the mortgage and the £65 went off a credit card (£100 left on there now!!!)

    I need to find the childrens PO account books and get the interest calculated and added soon.. I have 1 out of 5 here. I also need to open some kind of account for number 6 child, she is the only one with nothing. The younger 2 have the bond thing all children get now so I need to start a savings plan adding to that for them too.. not entirely sure how.. but I'll figure it out one day.

    I have some money to put in bank ASAP and that will cover a few more payments. After the £100 on the american express card (above) I intend attacking the next account.. I have £500 outstanding on there.. £320 will be paid off once this money is in bank.. maybe a little more if I can get away with it!! I have the childrens music lessons to catch up on for this school year then can forget about it until September again. (£160+£65+£120 ouch!!)

    Right.. uniform list.. I spent almost £1500 last year!! :eek: My oldest sons uniform was £600 on its own!! thankfully his blazer will do next year as well! (£120) though he needs a new hat (£55!!)

    xx
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • beanielou
    beanielou Posts: 90,983 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    A hat £55:eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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