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Pigpen's DFW diary..

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Comments

  • gallygirl
    gallygirl Posts: 17,228 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    OOOOHHHH hello pigpen!!!!! Didn't know you were on here!!!

    WOW you are amazing!!!! Keep it up!!!!! :T :T :T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • comping_cat
    comping_cat Posts: 24,006 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    pigpen wrote:
    I got my house insurance through them with cashback.. last month I had £50 cashback from a loan application (that I knew they'd refuse!) credit card applications.. have a look on the 'easy money' there are always bits to grab on there.. the PO credit card gives a decent cashback... only needs to be a 'valid application'

    Must admit, i did the PO card thru them, although not sure about the loans/cards tho, might get them all agreed and then i would have sooooooo much temptation, and im nearly at my last loan to pay off!!!! (not going to over pay that one tho, the redemption is a couple of months payments, and its a good rate, so will concentrate on my mortgage once my littlewoods is paid off!)
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I just transferred another £85 from my paypal account.. it is all coming off the Abbey credit card now.. that is my big baddie this month.. so all my 'extra' cash is coming off there.

    My overall balance is still below £20k and I am aiming to keep it that way!

    We have some cash I need to get in the bank account, hoping to do that today while in town.. actually I could pay cash for my purchases and put what is left in the bank instead of putting it all on my C/card and paying it when I get home!! now there's insight!

    Still waiting for my greasypalm payment and another 2 (3 in total) transfers from paypal (£60, £65 & £85.. my £55 cleared on friday) it is all coming off the infernal credit card and maybe a bit off the mortgage!
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • scaredy_cat_2
    scaredy_cat_2 Posts: 838 Forumite
    pigpen you are doing so well - you are really working hard on ebay and the free money stuff - you will be reaching your next target soon!! i just left flylady looking for ways to avoid my kitchen - thank you!!!
  • tigzem
    tigzem Posts: 2,361 Forumite
    Just read your diary, well done on getting the debe under £20k... in fact well done for everything xx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thank you scaredy and tigzem.. I have been a bit naughty today and added a little bit to my bhs storecard.. My oldest daughter was pretty desperate for some new stuff to we browsed the sale rails.. I did 'only' spend £80 (on 12 items I think).. and I will be paying it on Wednesday when the tax credits go in.. but using my storecard meant I got 15% discount which is a big saving esp. on sale prices as well.

    I also bought boots out of some reduced/discontinued deodourant.. it will all get used and I did get points on that too which is my christmas budget. I am getting pigsback vouchers to use for christmas shopping at boots too.. I just love the fact they sell ELC stuff now!! lol

    I am hoping to get some more stuff listed on ebay tomorrow while the children are at church with dad.
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • chocaholic110
    chocaholic110 Posts: 2,509 Forumite
    Hi, pigpen, didn't know you browsed here as well as flylady. Love your diary; like to read your bits and pieces on flylady so it's nice to have it all in one place here.
    You are definitely an inspiration - how do you find time for everything you do with 8 kids?
    Congrats on the sub £20 thou!
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LOL Choco.. I send them to school!!!!

    I've just parcelled up my last 7 ebay parcels.. waiting on 2 payments before the last couple are sent now.

    I have another box full to photograph and list which I am hoping to get done shortly.. when I remember where I put the camera!! How come nothing is ever left where I put it???

    I can't believe how much I have sold the last 2 months.. I have posted 3 binbags of stuff in the last 2 weeks so in total I have no idea how much has gone.. why is my house not emptier??? The money I have made has paid off one credit card!!!! (american express) Money which would otherwise had to come from our household budget. It is all such a mixture of stuff too!!

    My next challenge is paying off my Ace (like studio cards.. I owe them £600 *shame*) Not the highest interest but you can't pay online so I keep forgetting to phone to pay and incur charges for late payments.. so it HAS to go!! I will not pay amy more interest I refuse!!

    I am also working on paying odd the debts in my name first.. so I don't have anything to take with me should I decide I don't like the current living arrangement and need out myself.
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oh.. and I forgot.. the good news is the free schools meals are to be continued now we have a labour council again.. the liberal one we ahd for 6 months was trying to stop them. So that will continue to save me £25 a week!!
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • chocaholic110
    chocaholic110 Posts: 2,509 Forumite
    pigpen wrote: »
    I can't believe how much I have sold the last 2 months.. I have posted 3 binbags of stuff in the last 2 weeks so in total I have no idea how much has gone.. why is my house not emptier???

    I have sold masses of stuff over the last 6 months. My house appears no emptier at all! And I can't even remember most of what I sold...shows I didn't really need it in the first place!

    Hmmm...it wouldn't really help me to send my children to school if I had eight of them... as that's where I work. DD is in my class so she gets to see me all the time (luckily she thinks that's a good thing!). Anyway i can't see DH agreeing to me having eight children. He's agreed to a third but even that is proving tricky!
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