Advice on First Plus PPI Claim Please

jazzymaz

I posted a SAR letter requesting copy's of agreements etc... which they received and signed for on the 10/04/12.

Can someone tell me does the 40 days to respond include weekends? or is it working days only? Thank you in advance

Jacobs_Creek

Hi All,

I am new to the forum and to PPI claims - but after reading this and with all the advice I am about to embark on a First Plus war....our PPI was £16500 in February 2005, so although we have had our "cashback" I believe now that we have a case to have the loan reset....

I will report back with any news!!

maxdickinson2003

A big thank you to Amersall used the template that you have posted on a few of the forums sent off to central capital who were the broker for First plus and today recieved a letter to say they are upholding my complaint in full!! They have listened to the sales tape and admitted that I did not receive enough information to make an informed choice. Not sure how much I will get back yet but I am delighted!:j
Thanks to everyone on these forums it was made so easy :rotfl:

amersall

maxdickinson2003 wrote: »

A big thank you to Amersall used the template that you have posted on a few of the forums sent off to central capital who were the broker for First plus and today recieved a letter to say they are upholding my complaint in full!! They have listened to the sales tape and admitted that I did not receive enough information to make an informed choice. Not sure how much I will get back yet but I am delighted!:j
Thanks to everyone on these forums it was made so easy :rotfl:

:j:j:j Love it when a plan comes together :j:j:j:j:j:j brill :T:T my bill is in the post 0% and no Vat :rotfl::rotfl:
If the loan is still running, make sure they take the whole PPI amount back off the loan and give you all the PPI payments that you have made to the loan so far and the 8%.

If the loan is finished :T:T:T:T:T:j:j:j the money is all yours :cool:

maxdickinson2003

Loan is finished so will be all mine yippeee

maxdickinson2003

Recieved my letter yesterday from central capital with break down of offer all seems ok apart from the fact that they say that I will not get my refund until 15th November and this date is not garunteed!!!!:mad: what should I do?

amersall

maxdickinson2003 wrote: »

Recieved my letter yesterday from central capital with break down of offer all seems ok apart from the fact that they say that I will not get my refund until 15th November and this date is not garunteed!!!!:mad: what should I do?

There is not a lot you can do, they have backlogs at the moment, all you can hope for is that they move quicker and you get the money, sooner rather than later.

simjakcal

hi,
i would just like to thank Amersall for the draft letter on the previous page,,and everyone else for their information..it was just what i was looking for a friend of mine has just claimed back about £9k from their ppi which has prompted me to look into mine !

my first plus 10yr loan is due to pay out the ppi cashback at the end of september totaling £5779.00..hopefully now i will also be able to claim the interest paid £2514.70 and the 8% on top....happy days

will post back here when i have an update..

cheers...

amersall

You are welcome.
Just to let you know, you won't get the 5 year payout now as you are saying you were mis sold the PPI and this will be cancelled.

The good news is the whole PPI amount will be taken off the balance of the loan and the monthly payment will go down by the PPI monthly amount, you will get all the PPI monthly payments that you have made to date back with the interest and the 8%, this is worth more to you as the PPI is off the loan and this will save you thousands in interest over the remaining 5 years.