Accused of minor accident. Advice please.

Johnny111

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ACG

I personally wouldnt mention it to the insurers. I think they will class it as an accident and your insurance will go up...whether you make a claim or not.

If you have an excess of £500 then you may as well settle away from the insurers. You will have to pay upto £500 anyway and then your insurance will be higher too.

rs65

Johnny111 wrote: »

She said it doesn't show contact

I would do nothing.

System

Make sure that you have a good set of photos showing the (lack of) damage before it is too late.

newbutold

!!!!!! wrote: »

Make sure that you have a good set of photos showing the (lack of) damage before it is too late.

Make sure this includes photos of her car aswell as the ones of your car.

Regardless of how often you have to deal with her, I think you need to be less nice. From the scuffs on the cars, do you think you did in fact scrap her car?

newbutold

Johnny111 wrote: »

I've got the photos of my car which shows no marks where the alleged point of contact was made. Unfortuantly, this incident happened on Tuesday afternoon. I was made aware of it on Wednesday afternoon by her. I saw her car on Wednesday afternoon but didn't take any photos. She text me on Thursday morning, and I informed her that the mark on my car came off by just wiping it with tissue/water and offered to wipe/polish hers off. She didn't reply. Her car wasn't in the car-park on Thursday afternoon or this afternoon. I had my "wipe/polish" with me just in case it was so I could offer to wipe it down.

She could be choosing to avoid parking her car in the small congested car-park to avoid any further incidents however the cynic in me suggests she's doing it so I
can't see the non damage or she's also probably wiped it off but doesn't want me to see.

Well I think the cynic in you is right! If it was me, I would be going on a little
walk in the surrounding streets on my break to have a look (& photograph) her car.

As for your next move, I would do nothing and see what she says/does first. I wouldn't be reporting to my insurance co as you don't even know if an accident took place!

1jim

I would also ask her if she had sought approval to review CCTV footage for this incident...it could be construed as a breach of data protection act

Johnny111

1jim wrote: »

I would also ask her if she had sought approval to review CCTV footage for this incident...it could be construed as a breach of data protection act

Initially she accused my friend/colleague who works in the school so I'm not too sure about her "I checked the cctv footage". We go in as coaches from an outside agency.

She wouldn't have been able to check the footage herself, so she would have had to have asked the caretaker.

beth.stephenson2009

Have you seen this CCTV? I would be asking to see it before even considering putting my hand in my pocket to give her money.

Sgt_Pepper_2

What side of work car is the damage?

If its the nearside them surely you have a witness as to whether there was contact or not.

olly300

Sgt_Pepper wrote: »

What side of work car is the damage?

If its the nearside them surely you have a witness as to whether there was contact or not.

Any passenger isn't an independent witness.

The best thing would be to find the car and take a photo as the damage isn't allowed to be repaired with out the insurance company's say so.

The only thing to be careful of is that some people who have already damaged cars will try and claim regardless.