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What happens to CTC CB HB CTB when child turns 16?
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When your children turn 18 you won't have to come on this site with the 'oh they've stopped paying me child tax credits, what do I live off now'?
I don't see the point of slagging off people who come onto the site looking for information.
And by the by, it isn't the parents money- assuming they get things like WTC and HB/CTB if they are low paid - that is stopped. That money goes on regardless of whether or not you have children. It's the money to support the child that has stopped.
Anyway, despite all of that, I now have the answer to my original question.
If your 16 or 17 year old is NEET, too young for JSA but doesn't have a job and, for whatever reason, is no longer in education, the housing benefit the parents claim just continues on as long as they are still living at home, because they are classed as someone with no income. Likewise the CTB.
If they get to 18 they can get JSA, but no non dependant deduction would be made for them re housing benefit, because they weren't working. And that situation continues on whilever they are at home and jobless.
CB and CTC both stop on the August after the child's 16th birthday, so yes, there would no longer be any income coming into the household for them to live on. Apparently children in this position do end up going on training courses, because at least then they get paid something. Though I don't think this goes into the family coffers to support themselves.
And this from the DWP - if the child in question had a child, then she would be able to claim income support plus child benefit and child tax credits for the child, and, if still living at home, the parents then maybe eligible for a larger house....! I wonder if in years to come historians will look back on this time and call it "the Great Breeding Programme Period".0
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