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Finally I have a mortgage I can start to pay off!

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  • themadvix
    themadvix Posts: 8,765 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 13 June 2019 at 9:50AM
    Aw, thanks Earthie! :o

    Morning all,

    Just finishing off the last of my work (hopefully) this morning and then I have a big list of jobs to do before an early start tomorrow (leaving at 5!).

    Managed to walk down to the vets to pick up the cats' vaccination cards yesterday before the rain started - was nice to get the walk in, saved petrol and I posted RM survey item (and Dad's FD card) en route. Mum and I had a JL lunch - she had a voucher for tea and cake, so we added a salad (no sandwiches left). It was my turn to pay though. MS in the afternoon - all went smoothly and submitted without problems. Ended up having Pizza Hut last night (classy meal!) instead of tonight - 241 with Meerkats and £20 of LVs - just 29p to pay and no tip required as it was an order-at-the-bar type restaurant :D Bargain!

    MS things:
    * RM survey postings - yesterday and today
    * Virtually free dinner out :)
    * Free cake (we'll ignore the £10 for the rest of it!)
    * Clicks etc. done (and discovered there's free Wifi on the boat tomorrow, so might take advantage of that - DH will be groaning on the bunk in our cabin I imagine!)
    * MS done
    * Free tickets claimed for TV recording with one of our favourite comedians in August (the tickets into London won't be free but can come from treat fund)
    * PA surveys
    * Rare £4.06 TT to savings :T

    Gratitudes:
    * Nice walk to vets - exercise and fresh air (with a bit of green space thrown in) always makes me happier, even when the weather is iffy
    * Forecast is looking good for holiday
    * No piles of work arrived overnight :D

    Have a good day all!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Pizza Hut for tea sounds brilliant :rotfl:
    And you managed to get tickets to a tv recording of a comedian you really like? Respect! I've never managed that, and I tried to watch the websites like a hawk for ages.


    Have a great trip tomorrow, and a lovely holiday.
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,765 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Karma! Re the comedians - we're signed up to his email mailing list - and he sent out info about the show and the ticket link - might be worth doing that rather than just the show sites? They do go quickly though, and there's no guarantee we'll get in (we've been turned away before, but then they gave us tickets to another recording and we got priority entrance that time - tip is not to book the last dates available!).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That *is* a good tip, thanks for that. I'll coordinate with my sister :)
    2023: the year I get to buy a car
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Hope its all plain sailing. Sorry Couldn't resist!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • themadvix
    themadvix Posts: 8,765 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    :rotfl: :rotfl: thanks Earthie! :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Socajam
    Socajam Posts: 1,238 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Have not read through all the thread, but if this have not been emphasized before make sure that you have an emergency fund and a life happens fund.
    You can made all the over payments that you want, but if something where to happen and you do not have these, all the overpayments made are futile.
    Speaking as someone who is self employed, makes this even more urgent, regardless of how many clients you have.
  • Suffolk_lass
    Suffolk_lass Posts: 10,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Socajam wrote: »
    Have not read through all the thread, but if this have not been emphasized before make sure that you have an emergency fund and a life happens fund.
    You can made all the over payments that you want, but if something where to happen and you do not have these, all the overpayments made are futile.
    Speaking as someone who is self employed, makes this even more urgent, regardless of how many clients you have.

    Maybe look at the first page of the thread to see what the plans were, when it started - post 12 is a good one :)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You've left this morning! If you read this when you're on the boat, have a lovely trip and a brilliant holiday :):):)
    2023: the year I get to buy a car
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Have a wonderful holiday
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