First car - limited budget, crippled by insurance.

atrixblue.-MFR-.

mk2 festa 1.1L is £20 per month.

ford escort series 2 rsturbo £392 per annum.

ford escort K plate XR3I cabriolet, £295 per annum.

volvo 840 estate £520 per anum. volvo wouldt touch em, older models have more problems, can you afford £100 per wishbone?

what about an old nova? their still about, can get classic insurance cheap as !!!! these days on one.

top three are what ive recently run through footman james, was interested in a friends rsturbo for a bit of summer fun, but wedding house and another car i wouldnt have the extra dosh to do it.
old astra mk2 GTE's aswell fair up pretty good on classic policy's
renault 5's esp GT turbo becoming rare these days (if clutch goes though sell it!!!) too expensive in labour charges)

forgotmyname

70's allegro, Ooh my dream car almost..

But you do need to be careful of older cars, That ones registered as a brown one yet its obviously one of the biege colours they did.

Colour change maybe? Or a cloned car?

As a later model it doesnt have a square wheel though so maybe look for a proper one.

Square wheels rule

Limey

Try a Toyota Starlet, bit of a grannymobile but they're robust beasties and cheap insurance.

Joe_Horner

forgotmyname wrote: »

70's allegro, Ooh my dream car almost..

But you do need to be careful of older cars, That ones registered as a brown one yet its obviously one of the biege colours they did.

Colour change maybe? Or a cloned car?

As a later model it doesnt have a square wheel though so maybe look for a proper one.

Square wheels rule

Could also be one of those ones where they just entered whatever the colour-blind dealer put on the form. Definitely need to look closely though.

As for the square wheel, if the round ones were anything like the Metro ones it doesn't take much to turn them square seeing as they bend so easily

fivetide

Limey wrote: »

Try a Toyota Starlet, bit of a grannymobile but they're robust beasties and cheap insurance.

This. Surprisingly cheap to insure for a 1.3

In other news (which might help the OP) at what point does a car qualify for 'classic' insurance?

5t

spiro

Dazrighthere wrote: »

I have nobody to add as named driver unfortunatley which is why I'm on a budget.

You must know someone in there 30s/40s/50 who you can add, they never have to drive the car just be a named driver.

Joe_Horner

fivetide wrote: »

In other news (which might help the OP) at what point does a car qualify for 'classic' insurance?

5t

There isn't really a fixed definition. Depending on the broker it seems to be anything from about 15 - 20 years upwards. Even if they can't arrange a "proper" classics policy, most of the specialists can do very good rates for most things before about 1990 - the sort of cars that are now usually driven by semi-retired couples who've kept the car from new and have insurance statistics to match. That covers quite a lot of (relatively) modern stuff that people might not think of.

fivetide

Cheers Joe. I have a 1995 Merc that is up for renewal in July (swapped cars part policy) it's a daily driver so low miles agreements won't work but I was hoping the age might get me some cash knocked off somewhere!

5t.

jaydeeuk1

spiro wrote: »

You must know someone in there 30s/40s/50 who you can add, they never have to drive the car just be a named driver.

This. Add on the local priest too, all you need is some basic info

Infact, that could be a good money making scheme for someone in their 50's with 10 years no claims. For a small fee offer to be put on someones insurance. Win win!

I'm drawing up a business plan now, who's in?

pendulum

I don't suppose a bike is an option?

£100 CBT, £15 tax, £400 125cc bike, ~£140 insurance and some L plates. You could be on the road in a couple of days!