Unable to get ANY bank account- desperate for help!

thatsean

Yes. Actually the cov is a good idea, their service is excellent, if old fashioned.

twinkletoespink

thatsean wrote: »

Yorkshire B/S cash transactor, failing that Savings card or the likes of think banking.

It is concerning that you can't even get any form of basic account - are the banks that you're applying to your creditors?

Two were previous creditors so that's my stupid fault, the rest are not. I wish I had gone bankrupt, least I would know the reason.

notts_phil

twinkletoespink wrote: »

Can I have DD's with building society's?

Yes of course.

It amazes me people just seem to disregard building societies.

twinkletoespink

notts_phil wrote: »

Yes of course.

It amazes me people just seem to disregard building societies.

Ok lovely, I have a search now.

notts_phil

Let us know how u get on.

MoneySaverLog

If these are all basic bank accounts then the only reason for them turning you down, other than you may have debts with them already, is a fraud marker on your credit file.

I'd check your credit files if I was you. Banks should give basic accounts to just about anyone but if there is a fraud marker they don't.

elfen

Thinkbanking isn't that bad, fiance uses them. Really easy to set up, and they separate your bill money into a separate account, so it's always set aside and you can't spend it

mocannhoff

If you leave Santander because you can't pay the debt with them your credit rating will deteriorate further. Have you tried to contact Santander for help refinancing your debt at a controllable level?

twinkletoespink

Im in south Wales, I've looked at the Coventry one but I'm worried about never having to be able to go in branch.

twinkletoespink

I've checked my credit report, no fraud concerns on there. I have written and had many meetings with Santander where I have begged for help to no avail.

The reviews on think banking don't fill me with positivity.