Giving up Money for Lent

postingalwaysposting

CAFCGirl wrote: »

one hundred and seventy seven pounds only_____

Is that what you mean PAP?

yep thats it thanks hun
i am so dumb :rotfl: the first one i wrote out i wrote one hunderd and 70 pounds and 7 pounds :rotfl: i could have given the office worker a great laugh if i had sent that :rotfl:

cafcfan

Education is never a waste, its what you apply it to later that counts.
Good luck with whatever study you are doing at college

ShirleyPark_2

CAFCGirl wrote: »

Organisation and careful planning pays dividends!

I'm currently creating my new spreadsheet adjusted for new costings.....

This challenge has definately proved to me that you can save a lot of money by careful planning, even just simple things like taking a bottle of water with you when you go out so you don't end up spending money on a drink.

CAFCGirl I hope your spreadsheet is a little smaller than mine, mine has 14 tabs on it, though does include all sorts of things like to do lists and present lists with dates, amazon sales etc, the worksheet that has my spending (not including bills) on it is pretty empty this month and mostly contains entries for postage !!

CAFCGirl

tabs?!

I'm a great believer in keeping it simple.....:o

I keep things simple to avoid confusing my little one....
He's over there <

---

Look at him with his little paper bag!

Seaxwyn

good evening fellow challengees

sorry to hear you are feeling down cafcgirl. that bf of yours had better come up with some pretty good surprise for your birthday.

no spender here. I baked two batches of muffins but somehow managed to burn the bottoms of both batches. Must be something wrong with the oven....

tomorrow I'm in London and have a tricky three hour gap between meetings. This challenge means I can't meet anyone for lunch - so how do I fill the time? Suggestions welcome.

ShirleyPark_2

Seaxwyn wrote: »

tomorrow I'm in London and have a tricky three hour gap between meetings. This challenge means I can't meet anyone for lunch - so how do I fill the time? Suggestions welcome.

Depending on where in London you are, how about one of the free museums, like Tate Modern, Science Museum, British Museum etc

postingalwaysposting

ShirleyPark wrote: »

Depending on where in London you are, how about one of the free museums, like Tate Modern, Science Museum, British Museum etc

took the words out of my mouth :rotfl:

poohbear59

I had a busy day yesterday, spent £2.14 on Epsom salts to make bath salts(had all other ingredients in the house). We have made 2 bottles of salts, one lavender and one eucalyptus. I hope she likes them. That was the good part.

Then, I bought chocolate and cream and icing sugar to make chocolate truffles too. These are going to be from all 6 of us so I am hoping to charge kids for ingredients and will not be out of pocket. As I usually pay for all these things myself I feel a bit guilty but yesterday DS2 came home with new shoes, t-shirt and two sweatshirts. He has worked hard for the money but blew it all the same day and I really wanted to tell him he shouldn't be spending money. When I moaned about it to DH later he reminded me that it is ME that is doing challenge not the whole family!

I also bought a b'day card but am charging them all for it too. They really think I have gone crazy!

poohbear59

CAFCGirl wrote: »

an extra £10 is always appreciated!

Just had a pamper bath to make myself feel a bit better, it's worked a bit, and I feel very.......................... soft!

LOL
Almost made it through the whole day without getting dressed.
5:30pm.................. personal record I believe!

Maybe I'll try that tomorrow then I can't be tempted to spend. Mm.. but then there's the internet.
I got kids to take cars to work/school so I can't go anywhere today but that will probably just cost me in petrol!

elmer

I would just like to thank you all, I havent posted much since joining, but my original aim was to have £400.00 still at the 1st of the month, and I achieved that, and tomorrow is pay day and I still have £250.00 in my account.

I have never ever managed this before, so that is a large chunk off the credit card this month.

I am definately going to carry on until Easter, and maybe beyond, perhaps my credit card debt can be a thing of the past.

Just thinking about spending and is it really necessary seems to have made such a difference, and sad to say, I havent really been deprived of anything.

Thank you all for all the support and suggestions

Elmer xxx