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Marching into March with the NSD Challenge

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  • blindtoast
    blindtoast Posts: 447 Forumite
    Well I've not been having time to get on here and catch up with you all so thought I'd give March a miss but it's only half way through and my NSDs have completely gone out of the window so I need to come back with a target to get back on the wagon!

    So if it's ok I'd like to try a target of 10 NSDs for the rest of the month. I don't know if I'll manage it but I need to get random costs back under control and this seemed to work last time!
    No more buying books Books in 2016 = 20.
    Target for 2018 = 7/21
    No more buying DVDs ? 2018 target 27/52

    Sealed pot challenge member #1733
  • My Hot*point packed in at the end of 2010 and couldn't afford another "big brand" one so I ended up with a Be*ko - and I can honestly say it's been the best wm I've ever had:j (in fact DM replaced her HP with a Be*ko too not long afterwards!).

    The functionality on them is brilliant & just as good as ones many £000s more - mine has a quick wash which you can use between 30 and 90 deg (50 mins for 40 deg & 1 hour for 60 deg) which I use mos to the time, wools, hand wash etc etc and it's got a 24 hour time delay :j and the 7kg size makes a big difference (I probably save 1 wash a week due to this)

    Sorry.... I love my Be*ko:o

    This is mine http://www.appliancesonline.co.uk/product/WMB71442W-Beko-Washing-Machine-White-23533.aspx
    I got it for £200 when it had £100 off at Ar*gos (currently £319 :( but £244 in the link above).

    There are offers other Be*ko's at Ar*gos so you may see something you like http://www.argos.co.uk/static/Browse/ID72/14418685/c_1/1|category_root|Kitchen+and+laundry|14418476/c_2/2|14418476|Washing+machines|14418685/r_001/4|Brands|Beko|1.htm HTH

    Here here to the B£ko brand! My washing machine is from them, think it cost £190, as is my fridge freezer. Love them considering how cheap they are they don't look it. Washing machine dead easy to use as well.

    NSD 6 yesterday.

    JCG x
  • yasmin2
    yasmin2 Posts: 319 Forumite
    Another NSD day for me... so that's NSD 7
    Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
    NSD 10/15
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Thanks both of you :)rising - you didn't put your foot in it hun ;)

    It's been so long now, I doubt I will ever find out what happened to him - I just hope he was found by somebody and they kept him and love him loads :o I know that is naive :o



    Funnily enough Iggy was ginger as well :A

    It's awful not knowing,I agree.Better to think that he's just been 'fickle' and has adopted another family.

    #8 for me please.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    NSD No. 3 for me.

    Bought a cardie in Next with a voucher and my car windscreen could be repaired at no cost. Officially amazed.

    Was also advised to take my Vice (not that type of vice!!!!) off Freecycle and sell it for about £50. So I am.

    B
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    I do believe I bagged NO 6 today please :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif


    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • VERY proud of myself today! Had a late start at work so thought I'd pop to McDonalds for latte on the way, then rememebred I was supposed to be having a NSD...so went without the latte....so, #4 bagged today :j
    :D GOD BLESS DURAN DURAN :D
    Official DFW Nerd Club - Member no 293 Proud to be dealing with my debts
    March NSD 5/10 March Make £5 Day £99.28/£155
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Butti~What is a vice???

    NSD no 14 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good to see you BigMamma :wave:

    Would be nice to see Jinty.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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