PPI Reclaiming Discussion Part 5

dilus

amersall wrote: »

the interest is going back to the loan, as if there were no ppi then the loan would not have reduced by the ppi interest amount.

Yes I'm grasping that now, honest Time for a glass of red

katiecoulson

michelle71 wrote: »

Hi could any one help me i had ppi about 10 yrs ago can i still clam it back and also i can`t find the paper work how do i go about find it help please..

Thanks Michelle

my loan was from 2004 and i spoke to a nice lady at my bank and she has managed to track the account and sort code for me. Its worth a try and they are letting you go back 10 years but trying to make it more difficult

katiecoulson

hows ppi worked out when it was cancelled half way through the loan?

katiecoulson

another quick question sorry!!! when filling out the ppi consumer questionnaire where it asks for your name and address it that the name and address you took the loan out in or ur name and address now? just that im married now and moved house

dilus

You need to put your current name and address but also make certain that they know your maiden name and address at the time of taking out the loan

roseycheeks2

Hi,

Really hoping someone can advise.

I'm just away to try reclaiming PPI from RBS, and think I've just about got my head around how to do that, but I also had a hire purchase agreement for my old car, starting back in 2005, and looking through the paperwork I found for it I have uncovered documentation for 'Vardycare Payment Protection Plan' and a separate agreement for 'financial shortfall protection' which seems to have been through Pinnacle Insurance plc. I'm really unsure if I can apply to reclaim payments made to one or both of these, or if it's just banks that you can complain to?

Does 'financial shortfall protection' even come under the heading of PPI?

I really wish I wasn't so easily confused by financial stuff!:(

katiecoulson

dilus wrote: »

You need to put your current name and address but also make certain that they know your maiden name and address at the time of taking out the loan

thanks , would i just put that on a separate sheet of paper?

katiecoulson

roseycheeks2 wrote: »

Hi,

Really hoping someone can advise.

I'm just away to try reclaiming PPI from RBS, and think I've just about got my head around how to do that, but I also had a hire purchase agreement for my old car, starting back in 2005, and looking through the paperwork I found for it I have uncovered documentation for 'Vardycare Payment Protection Plan' and a separate agreement for 'financial shortfall protection' which seems to have been through Pinnacle Insurance plc. I'm really unsure if I can apply to reclaim payments made to one or both of these, or if it's just banks that you can complain to?

I really wish I wasn't so easily confused by financial stuff!:(

i believe that you can claim

dilus

katiecoulson wrote: »

thanks , would i just put that on a separate sheet of paper?

I would squeeze it into the same space on the questionnaire and repeat at the end of the form just to be safe

katiecoulson

dilus wrote: »

I would squeeze it into the same space on the questionnaire and repeat at the end of the form just to be safe

yep i agree so they cant say they didnt get it. Just been looking on net for more info as i cancelled my ppi on my loan after paying 5-6 months then rang and asked what it stood for. Is it still worth me claiming for them few months?