Mum2one - next chapter - baby steps make big strides

mum2one

Its all change here.....

My first batch of Christmas cakes are now made, have 6 of different sizes ready for xmas presents.

my weekend away is now a weekend at home, have DD with a sickie bug, shes more important.

Quiet weekend, before all the fun and games next week x

Trixxibell

Didn't want to read and run, all my love to you and your family. Xx

Will send you a proper message after work xx

Keeping_Positive

Just had a quick catch up. So sorry to hear about your Dad and grrr the ex and his family.

You are doing really well with everything life chucks at you.

I did wonder though that given you are on longterm benefits and your dfd is not too near woukd BR be an option. It is daunting but I feel so much freer and able to deal with other problems.

mum2one

I did look at bankruptcy but it sounds daft it scared me Im looking at plan b, at the mo if I can a yrs worth of dmp payments - should be £2k that should bring me around the 15k mark if I can get it below that then review my income v outgoing I should (fingers crossed) be eligible for the debt relief order , it's going to be a lot less evasive than bankruptcy and 12 mths be off the record, if I could pay it all back great but based on what paying normally by nov 2023 dd be 21 by then. Hoping the 3mths at 50 quid I can some other financies sorted an have a £300 emergency fund xx

Keeping_Positive

Good luck with that M21 BR can be scary so hope you win the lottery or can do a DRO soon.

mum2one

Having a chill out with Dd - we've decided to play the game - we got offered a cheap wend break on the basis that we look at buying a holiday home on site - so we took it popped in to see a holiday home The sales person was a top class idiot so pushy with 2mins he was trying to get us to take 40k loan out - so we had the free coffee, saw a caravan said its ok and we'd ring tomorrow - he then tried to say there was 4 others interested and it be gone 2mor - so I said there's plenty more fish in the sea - were see you to xx

mum2one

My little girl is all grown up she's gone into town for the first time with her friend it's the 1st time for both of them, dropped them in town and going to pick them up after, she's texted a couple of times and rang and it's all going ok.

On a financial front made £50 from selling some clothes on eBay so pleased so that go up in Xmas fund.

Now working way through contacting creditors to say your only getting £5 till January my biggest creditor have been the nicest so fingers crossed everyone else should follow was going to pay normal in dec but with everything just extend the £5

We've just had elec bill £185 but the tumble drier has been on usually twice a day as can't get to the washing line, we had all dads washing to wash and get dry when he was in hosp, touch wood things have slowed down slightly with his bag though he's had a couple of bursts this week, he's having a side effect from chemo tabs. Not looking forward to the next bill! Xx

Keeping_Positive

Awww the next stage of growing up . Eek on the elec bill.

crunch_time

Your doing brilliantly with everything life chucks at you! Stay positive!! Such an inspiration!
Crunchy xx

mum2one

Another month bites the dust, a small amount off the debts, had the week away for half term, a good rest, a little toddle around, some more items for Xmas been sorted , and nice to spend family time together.

At home even thou were under the same roof, things get in the way, (usually internet,) and dd at school. Was good.

This month seems to be a hospital month for dad...
2 blood tests
2 chemo reviews
ct scan (fingers crossed as this is the one we have been waiting for, and give us an idea of what we are doing, where were going)
oncologist
bowel surgeon.

..............
My To do list (November)
Groceries - plan a list - main shop and top up, main shop Sat 1st,
Sunday market - vitamin tabs for dog dad went - done
Gut my bedroom (more the xmas prezzies etc)
the airing cupboard
under stairs cupboard
mums corner
Main shed - the top surfaces
Little shed - tidy and find Xmas pressies
Kitchen Cupboards - wash, tidy, new wallpaper in cupboards
Dining Room (unit, floor, table)
Have list for Xmas cards
Write the cards
get xmas prezzies from loft (borrow a neighbour)
clean out shower trap (borrow a neighbour)
allocate presents to the person
Paper, cards, tape etc
clean freezer
Sort list for Xmas shopping (turkey all sorted)
post parcels/sort posting
sort out foot appointment
blood test me
nurses app
doctors app
hygienst at dentist
make batch 2 of Christmas cakesdone made 1 big, 2 med, 2 sample size - done
Meal planning
4 days/evenings - make mum/dd time
decide what DD christmas. -main prezzie from g/parents babybliss curl thingie, (brought), from me tablet (in progree)
set budget / check bank accounts
Touch base with all friends/nice relatives, whether, text, call, visit
Furneral to attend, a very close friend lost her husband, (day job - 90 mins each way).

Think that should get me sorted... xx