Wednesday 15th February - What small DFW things will you be doing today?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:money:

Good Morning to all you good folk in DFWland (and the bad ones too;)) Finances are causing sleepless nights at the moment so thought I'd get us going early today.

DH ran out of JSA this week and we weren't quite meeting our outgoings even before that, so heaven only knows what we'll do now. He's pinning all his hopes on writing a best selling novel - but JKRowling is not is middle name so I'm not holding my breath! I need to see the hard cash now not in a year's time. :mad: In the meanwhile my job is getting worse - tears again on Thursday - so I need to keep an eye out for a better one too. Still, it's a Stitching Witch day today so time to do stuff that I love


My list for today then:

• have filling warm porridge for breakfast with sliced banana and cinnamon - all from stores
• feed and water the chickens and ask for a couple of eggs
• go to council office to try to claim Housing Benefit
• go to DD's work to collect new car battery - her treat :blushing:
• minimal list for Mr T's
• cut out a couple of spotty aprons to sell
• finish my new skirt
• build more of my showpiece corset (I really need to get this done)
• update Mir*s*ft M*ney
• all meals from stores

In the mood I'm in that's about as much as I can do today. I need to shock DH into some action. He couldn't even get off his !!!!! at the weekend to do an Ebay listing even though he took the photos days ago. Three and a half years of being off sick has made him far too lazy, and now he's fit enough for work it's too much effort!

Sorry, rant over. Have a great day everyone,
stitchy x

Nottoobadyet

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:money:

Good morning, ladies and gents I've been coming in quite late on the threads recently so thought I'd get us an early start this fine morning.

Had a very nice V-day yesterday, which was to be honest much needed after a few tough weeks relationship-wise. Not very MSE as we splurged on a fancy restaurant and the boy bought me some roses, but money well spent I say!

Now back to the incredibly stressful week at work. We have a huge deadline pending and its really just me about to do it. Anywho...

Today:

- bike everywhere I need to go
- drink lots of water
- shakshuka for tea, just need to pick up some corriander
- lunch provided by work
- quiet night in, probably working unfortunately!

Happy hump day, everyone!

ixia

Thanks for starting us NTBY

Today's list:

• all meals from stores
• go to shops for only what I need
• pick up a click and collect parcel to save delivery costs
• return an item for a refund- I don't need it
• check banking/emails
• bedding out to line dry
• take off another bit of the tiles in bathroom after work
• see brother tonight as he is coming for dinner

have a good day everyone

brizzledfw

Hi all

Thanks for starting us NTBY- think we may have 2 threads tho- stitchy did I see a start from you too? Not sure as am on phone so all text is very very small!! :-)

Work day and travelling today so:

- have checked banking and not as healthy as should be but OH has been paid
- PADs ready to roll
- plan to do this weeks expenses so keep on top of cash flow
- do letter to insurance company- called them yesterday
-have a cheap lunch at work and NO crisps!!!
- charge all phones at work or on train
- tea for this eve is great veggie mediterranean sauce from SC..yum yum
Have a great day all

Brizzle x

Pernicious

Morning all,

Thanks for starting us NTBY, glad you had a nice evening with boy, hope whatever tiff you were having has all blown over now & that work gets a little less stressful at least!

Thank you Stitchy too! Sorry I missed your thread,w as in a rush this morning.

I'm still awaiting my new sim :mad: It had better arrive today & fix the problem as I'm tired of taking the battery out & putting it back in again to make it work as it's so fiddly! For a smart phone the battery could have been designed better imo.
On a more positive note, it's mine & future hubby's three year anniversary today I'm in two minds as to whether we should go to the restaurant we went to for our first date (we're looking at about £35 & petrol costs if so!!) or be very good & just stay in. Not too sure what we could cook to make it special rather than just another night in though...hmm...

Today I will:-

• Make a homemade juice
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Make use of free water/milk at work[/STRIKE]
• [STRIKE]Log calories using free app if my phone lasts![/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Meet future MIL at lunch, my phone had better last until then incase she needs to contact me or the other way round![/STRIKE]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating on low[/STRIKE]
• Work on wedding related tasks
• Take a look at diary to ensure I am up to date & prepared for everything coming
• [STRIKE]Check ebay & answer question that I didn't last night, oops[/STRIKE]
• [STRIKE]Check cashback[/STRIKE]
• Dinner from stores...???
• Make some phone calls to try & get my wedding guests discounts on hotels/taxi fares - can't hurt to ask!
• [STRIKE]Spend some quality time with OH :kisses3:[/STRIKE]
• Read Martin's email

Have a great, MSE day everyone x

Aria`s_Tail

Morning everyone.
Thanks Stitchy, try not to stress too much.
Second day training for new job today, off in a minute. Still no start date though!
Lunch at training for free!
Heating off when out.
LSD, need a few bits of veg and still need my seed potatos so will come home via Aldi and B&M.
Meals from stores.
Do a load of washing tonight and dry on airer.
Surveys tonight.

Have a good dayu everyone.

ziggy2407

Good Morning all

Stitchy & NTBY - thanks for starting us off, hope things start to change for the better for both of you

Half-term this week so have lots of activites planned with little one, so will try to be as MSE as possible

Today's I will or have done: (very repititive but helping at the moment)

Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (26lb off up to now since Sept) - in progress
Read (will find book later fancy a crime/thriller so will check shelf later)
Quick tidy round - Done
20 mins on Yantra mat
Cinema trip with little one to see "The Muppets" (Orange Wednesday) - Done, had a great time
WW weigh-in tonight - another 1lb off

Hope you all have a great day, catch you all later, love you all

C x

PurpleFairy26

Morning All :j Thanks to Stitchy (hugs) and NTBY (hug too) for starting us off. My list for today:

[STRIKE]
check banking, move money if required, update spreadsheet
check £co - small payment has been made, will move to savings when arrives. Chase outstanding claim for £40 that hasn't tracked yet that they are investigating
[/STRIKE]meals from stores - just need to buy a carrot
put washing away
list on fleabay (didn't do this last night)
[STRIKE]
wait in for man from BG hopefully he will fix our ongoing hot water issue, that I have put off for a while as 2 people already have told me it's working ok. However, it's not and I think it is having a large effect on our bills, so I need it sorted :mad: hopefully he will be nice and fix it
[/STRIKE]Also ask him about the offer that the man who serviced the boiler told me about - if i switch to them I can get £200 credit - we'll see. - Doh - forgot, was so excited to have running hot water :rotfl:will have to call them

Think that's about all folks. Have a good day everyone. Will be back later to catch up

determined_new_ms

How annoying my post got lost in the merge! No time to write out everything but Perni I suggested steak, chips, mushrooms & tomatoes for main & a chocolate fudge pudding for desert (I have a recipe if you want it?

Today I am wearing my £2.49 skirt off of ebay with my"free" leggings (used vouchers given to me by my old work) and I do look rather chic if I do say so!



Things for today:

• [STRIKE]checked banking[/STRIKE]
• [STRIKE]checked topcashback[/STRIKE]
• [STRIKE]post ebay item[/STRIKE] OMG I finally did it!!! :beer::o:beer:
• Mrs Flylady
• gym & sauna tonight (must must must do this!)
• [STRIKE]brekkie, lunch [/STRIKE]& dinner from stores
• going for a free drink tonight as oh has birthday vouchers
• check onepoll
• freeze some portions of soup
• stick to diet! so far so good!

• [STRIKE]read Martin's email[/STRIKE]
• Went to Mr M and got £51 of food for £37.80 :money: (lots of reductions & I had a £5 off £40 spend :T) as there were so many redcutions I have worked out I have enough meat for 14 meals! and enough food for the rest of the month :money:

ok that'll do me! Have a great day x

Spendaholic_Chick

MOrning everyone. How can it be Wednesday already? Half term goes far too fast

I think I'm off to town today so DS can spend his xmas and birthday money - as well as new uniform and other bits I need to pay for - depends what time he emerges from his pit...teenagers lol

Today's list:

- check online banks
- clicks, surveys, bingo etc
- was supposed to be going out for tea with nanna but she's had a fall and not up to it so will take DS somewhere cheap n cheerful and pop in to check on nanna and taker her some shopping
- washing drying on airers
- try not to buy too many frivolous stuff if we go to town

Have a lovely day everyone x

stokelady

* Check online banking
* Take children to Cinema 2 4 1 (orange wednesday)
* Lots of cleaning!
* Cook a Spag Bol (Oops Mince ONLY £1) !
* Walk to supermarket & make list before I go


Happy Wednesday everybody xx