Moving Out Of My Mums House

GAH

There surely must be some cleaning work or temping agencies you can sign up with for work.

There is work out there for everyone, people that say there isn't work are either in a super remote location or they are too fussy.

Work is work.

G_M

If considering house share you need to look at larger properies/groups.

A 4-5 bedroom house with 3-4 people already there who are looking for another sharer. That way costs are spread between more of you, and you might have a chance of affording.

You and your brother ar in no position to consider a place just for yourselves.

BigAunty

gohan2091 wrote: »

..

If I find a 2 bedroom flat or house share with 2 bedrooms, could my brother and I could apply for separate benefits and get £58.50 each? Or would my brother get more than £58.50 since he is 21? ..

No, the Local Housing Allowance is the same up to the age of 35.

Basically, you would get x2 sums of £58.50.

Are there many 2 bedroom properties available in Norwich for £109 a week? And do the landlords accept housing benefit (most won't for many reasons)?

EDIT - a site like Spareroom will have a search facility for shared houses that have 2 rooms available, I believe.

You would need to pay at least 2 months rent before you got the keys (month rent in advance, plus month's deposit) so that's over a thousand pounds upfront. If you go through an agency, there will also be admin fees of anything up to a couple of hundred pounds each. So that's maybe £1500.

Some councils operate rent deposit guarantee schemes to help out those on a low income or in housing need.

BigAunty

Download the MSE budget planner to identify how far your JSA of £67 has to stretch if/when you have to pay additional costs (like energy, telecoms, tv, water bills, full groceries) that you don't incur at home when you pay a modest amount of keep to your mum that includes food and lodgings, for example.

19lottie82

OP I have to echo the other posters I'm afraid. You and your brother need to find work before thinking about gettin your own place, as...

1- you will need a deposit and means to cover AT LEAST a month in advance, possibly two. You can't put a claim in for HB until you are resident in a place, then it will take a month or two to process your claim. You must fund the property until then, can u afford this, and a deposit?

2- Do you think you will be able to rent a 2 bed flat in your area for the housing allowance you will get? It's not very generous. If not you will have to find the remanding rent your self.

3- you will need to cover gas, electricity, television license, and water bills. Bear in mind that the first two alone will cost around £100 a month for a 2 bed place. Do you think you can cover all of this and feed yourself on £60 a week?

19lottie82

4- 99% of private landlords won't rent to people on benefits without a guarantor. This needs to be someone who earns a good wage, is usually a homeowner, will pass vigorous credit checks and is willing to sign a legal agreement to cover your rent for the duration of your lease if you default for any reason. Do you have anyone who will/can do this for you? It's a VERY big ask

BigAunty

19lottie82 wrote: »

... You can't put a claim in for HB until you are resident in a place, then it will take a month or two to process your claim.

It's true that local councils can be very sluggish to process HB claims but if, after 2 weeks of submitting a claim with all the correct info provided the council hasn't completed it, a claimant can ask for an interim HB payment.

POPPYOSCAR

GAH wrote: »

There surely must be some cleaning work or temping agencies you can sign up with for work.

There is work out there for everyone, people that say there isn't work are either in a super remote location or they are too fussy.

Work is work.

If only it was that easy!

Tesco express opened up here very recently. 700 people applied for 17 vacancies.

Caz3121

Have a look at your JSA just now, how much are you able to save and how much do you pay for digs to your folks.
That same money will need to cover any excess rent that your benefit won't cover and all bill and food.
In some cases it is fortunate that the cap has been lowered as there was a danger that people fell into the benefits trap, being better off financially getting their rent and council tax paid and having JSA rather than working and paying their own rent and possibly having not much more than JSA left over.
Rightmove currently has 2 two-bedroom properties that are within the LHA rate for Norwich, 1 states "No Housing Benefit" and the other does not say one way or the other

xylophone

Norwich might be a bit of a black spot for jobs? Try Cambridgeshire?http://www.fish4.co.uk/jobs/search/location-norfolk/areaid-22591/keywords-computing/