We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Edinburgher gets cracking!

1163164166168169181

Comments

  • Hi Mr E, I wished you happy birthday on Alchemilla's diary :o

    Lets put it down to brain overload.


    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Hurdler
    Hurdler Posts: 1,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Belated Happy Birthday!!!
    • Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
    • MORTGAGE FREE: September 2015
    • MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hurdler wrote: »
    Belated Happy Birthday!!!

    From me too!

    :bdaycake: and here's another cake, just to make sure of your sugar intake :D
    Hope you had a lovely day :j
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 14,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thank you to everyone for the kind Birthday wishes :beer:

    Unfortunately Mrs E has the lurgy and I spent the day playing nursemaid to her, looking after myself and being nackered. I woke up at half five on my birthday, and half two today. Currently I'm clumping around like a zombie, although cake is more appealing than brains :rotfl:

    I got some great presents, including a lovely Classic FM compilation CD from Mrs E (including one of the tunes from our wedding day) and quite a few cheques, which have been dutifully paid into savings.

    Someone bought me a copy of 'Your Money Or Your Life' and I'm finding it to be a very enjoyable read. I even managed a conversation with Mrs E about alternatives to working 'til we drop, a topic that normally sends her to sleep! We also discussed investing for children, and how to teach kids about money (rock!)

    I think that recent gains from MB (c. £250 in 10 days) and my consistency with the Freedom Fund is starting to make an impression. It's easy to dismiss these ploys when they're a few quid, but when they get to ££££, something must be working :)

    There has also been a little progress on the pension front. Our head of HR spoke to me in passing this morning and I got the distinct impression that my employer will be paying for all missing contributions. That will be something like a 20% boost to my current pension pot, although I will have to pay c. £600 myself to make up my shortfall.

    Right - off to rush through some admin work so that I can make a cheeky start on a job application :p
  • Watty1
    Watty1 Posts: 7,648 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Belated happy birthday and may you get your ideal job as the perfect gift :)

    Tho heaven only knows what an ideal job would look like :rotfl:
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Happy Birthday Edinburgher - and I hope Mrs E is feeling better.

    Just finished YMOYL - I really enjoyed it, though I felt that I should have read it many years ago. Also as I don't officially work a fair bit of the book didn't actually apply. I'm looking for my next inspirational read now which will have to be a blog as I'm on a no book buy this month. :eek: Am going to look at Mr Money Mustache.

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ooh, lots of good news in there edinburgher, though sorry to hear about the lurgification :(

    Good luck on the job application :D
    2023: the year I get to buy a car
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    edited 3 April 2014 at 10:35AM
    Belated Happy Birthday Ed.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I wished you happy birthday but post has gone.
    I prayed about a job.
  • Hi Mr E, fingers crossed re pension - it'll be great to have it sorted even if you have to add the £600.

    Also good luck on the job application. You have many of us thinking of you on that front.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.