Edinburgher gets cracking!

misscousinitt

I did my kitchen for just over £2k and I love it - its worn really well too, been in about 7 years.

I am sure that you will be able to create a cost effective solution that you both will love.

MCI

southerndave

Provided your basics are sound, like plumbing, electrics and the cupboard carcasses, the kitchen is fairly easy to overhaul even with new doors, etc. If the sub-surface is poor though, it easier to start over. Depends how long you want to stay there. Up to five years, overhaul/tart up. Over five years, rip it out and do a good job.

Calfuray

Boo. I would have to change everything including plumbing, electrics, carcasses, possibly boiler...

PositiveBalance

southerndave wrote: »

Provided your basics are sound, like plumbing, electrics and the cupboard carcasses, the kitchen is fairly easy to overhaul even with new doors, etc. If the sub-surface is poor though, it easier to start over. Depends how long you want to stay there. Up to five years, overhaul/tart up. Over five years, rip it out and do a good job.

This is sound advice, Ed.

Good to see you doing so well.

edinburgher

PositiveBalance wrote: »

This is sound advice, Ed.

Good to see you doing so well.

Good to hear from you

A very tiring and frustrating day today! Woke up at 4 in the morning, felt zonked all day and the constant stream of !!!! tasks, unhelpful individuals and last minute decisions meant that I felt like I was swimming through molasses :eek:

Not much on the MFW, a week 'til pay day.

• £1 to Freedom Fund
• 60p to Kitchen Fund
• Printed off DD form so that I can withdraw £1 a month from H@lifax to the Spanish bank (counts as one of my DDs for free fiver purposes)

Also on the positives - took a packed lunch, NSD, made dinner, HM bread nearly finished and got a few household tasks finished

PositiveBalance

edinburgher wrote: »

Good to hear from you

Likewise, although I have been a bit quiet of late. Things have been busy/manic/head-spinning.

edinburgher wrote: »

Not much on the MFW, a week 'til pay day.

• £1 to Freedom Fund
• 60p to Kitchen Fund
• Printed off DD form so that I can withdraw £1 a month from H@lifax to the Spanish bank (counts as one of my DDs for free fiver purposes)

Also on the positives - took a packed lunch, NSD, made dinner, HM bread nearly finished and got a few household tasks finished

Blimey, Ed - you aren't half doing well! :T You've taken to this DFW/MFW lifestyle like a duck to water. Well done and long may it continue! :A

edinburgher

You've taken to this DFW/MFW lifestyle like a duck to water. Well done and long may it continue!

Please excuse the big heaping lump of cheese, but I feel like I belong here

A lovely community of canny individuals saving, scheming and thinking their way towards financial independence! I just wish I knew people like that in real life.

• DD form sent to Spanish bank
• £2 to Freedom Fund
• Applying for a N@tionwide current account tonight for the money shuffle - go go 5% ish interest! If you'd told me a couple of years ago that I'd have ££££ in the bank I'd have laughed at you!
• 3rd NSD in a row?

HelenDaveKids

I agree. Not sure I would want to not visit when eventually Mf, as would miss it too much. Feels more like a lifestyle than a goal.

Prudent

HelenDaveKids wrote: »

I agree. Not sure I would want to not visit when eventually Mf, as would miss it too much. Feels more like a lifestyle than a goal.

I have been practically mortgage free for 9 years now (I had to pay £1 a month for a futher three years to avoid early release fees on the last £100 of mortgage) and can only agree. Last year I made a brief effort to ditch all my frugal ways, but it was too out of character by then . I am much happier being careful and canny with my money.
Now working on being work free aka early retirement

edinburgher

I suppose it is a lot like a lifestyle for a lot of people. That said, this is one of the more welcoming forums and everyone is working to the same end. I don't personally think I'd feel out of place being MF but posting here, as 'what happens next?' is one of the most commonly asked questions by those nearing the goal. I for one would like to hear more from those who are post mortgage.

Forgot to open my N@tionwide account last night, but just opened it there with no problems. Payday is in 6 days, so will hopefully have account numbers etc. by then to allow me to squirrel away the maximum £2.5k allowed :beer:

I have now reached my first mini target for my Freedom Fund (a mighty £20). While it is a tiny amount, I needed to start somewhere and it was largely about discipline. I have managed to put something aside every day for 3 weeks now and will continue it into the new month.

The target for next month is {drum roll} £40 I will of course try to beat this, but I don't want to leave myself skint and angry in the run up to Christmas. Does anyone else have personal (as opposed to family/joint) goals that they're saving for at the same time as their MFW journey?

• £2 to Freedom Fund
• £2 to Remortgage Pot
• £2 to Kitchen Pot