Pass on your top money tip to youngsters

chog24

Know ur consumer rights. Check out https://www.direct.gov.uk/consumer

sassyblue

Look in the section of fridges in the supermarket with the marked down food.

Sell by and use by dates are only a guide, use your eyes and nose to judge too!

You might have an overdraft limit but it's not *your* money!

You won't be successful in everything you do, just make sure you keep trying.

If you lose out, give yourself one day to 'mourn' then pick yourself up and move on.

Always look at the positives, learn from every experience then nothing is a waste.

sign upto www.topcashback.co.uk

timberflake

Always make sure your getting the best deal for your utilities, phone, broadband etc.

Work out what you need i.e. minutes a month / gb allowance for BB, then go out and research the best deals.

Once you've found the best deal, keep your eyes peeled for something better!

Also, just ringing up your providers and pleading poverty get get you a little bonus. British Gas have just credited £30 to my account because I said I was thinking of leaving.

chog24

Money can’t buy happiness, but lack of it can lead 2 great misery. Don’t B afraid of being ‘a tightwad’ sometimes, if it means U can afford what U need L8r

edjc

Pay debts off before you save, if debt interest is more than savings interest (almost always).

edjc

Had a summer job? Check payslips for income tax. If taxed get HMRC to repay you.

tiff

Never get a loan to buy a car. Once you have bought a car with cash, carry on saving for the next one. If you work part time, you cant afford to run a car, wait until you get a full time job. (My experience with my friends teenagers)

IrishGypsy

Be very careful when using a debit card for smaller amounts. It may trigger a shop's own 'floor limit' meaning it won't ask your bank upfront if you have enough in your account to afford it.

make_me_wise

When you get your own place have seperate accounts for your bills and set them up on direct debit. Saves you lots of time and money in the long run. Also dont be afraid to haggle with companies, there is always a deal to be done.

onesixfive

Learn to cook, just basics, cheaper than takeaways & ready meals - 5lb spuds, 1lb mince go a long way.