Its time to grow up and pay off the mortgage

OS_QS

Did very well on the weekly shop - under £35 once all my coupons came off

Another months OP has came out

Going to keep up the clearing out, as I'm loving the sense of satisfaction of everything looking so neat.

On my way to another day long meeting, but hoping (since its Friday and all!) that we can rattle through it and get home sharp

Tilly_MFW_in_6_YRS

OS_QS wrote: »

Going to keep up the clearing out, as I'm loving the sense of satisfaction of everything looking so neat

I'm loving that feeling too :)

gallygirl

OS_QS wrote: »

Going to keep up the clearing out, as I'm loving the sense of satisfaction of everything looking so neat.

I'm sure I would too if I ever got to that stage

feelingfestive

I love the idea of getting rid of some stuff! We're moving soon and you hvae inspired me to start emptying things! Less stuff to move and hopefully more money to move with!

OS_QS

Went for a good climb last night, I've now mastered the technique but definitely need to improve my strength/ fitness before I can progress up the wall. I seem to be 'stuck' on the same difficulty level. Overheard another couple last night here the guy had commented that he had failed (not getting right to the top) and the girl said 'no you haven't, you've just not completed it yet'. What a remarkable attitude.

It's a gorgeous day today, going to open all the windows and clean them. I always have the bedroom windows open a night, but will be nice to air the whole house, it will freshen it up, particularly with having the hatches battened down all winter

Cars are also needing a good wash - we usually go to the foam wash for £6, but OH said we'd need to go in convoy to get both cars done- which now seems really wasteful. So I'm going to shove on my wellies and wash them myself. Will save £12 plus fuel getting there and be out in the sun (even though its still cold!).

Standing order came out yesterday- another £841 off the mortgage, but I had to really stop myself from reducing it after all the extra expense this month. Hopefully will manage the same next month

OS_QS

Forgot to add that I've opened up a new e-ISA for OH still with RBS, but interest is 1.75% instead of 0.55% however, how do I transfer in last years RBS ISA into it, as it said the transfer in form was only for other providers?

Has OH just to do it online himself and move the money from one account to the other?

argomatt

OS_QS wrote: »

Forgot to add that I've opened up a new e-ISA for OH still with RBS, but interest is 1.75% instead of 0.55% however, how do I transfer in last years RBS ISA into it, as it said the transfer in form was only for other providers?

Has OH just to do it online himself and move the money from one account to the other?

Hi OS QS,
I transferred my RBS ISA which was underpaying to an e-ISA too.

I just completed the transfer form as if it were coming from another bank, i.e. just give all the details of where it's coming from, bank name and address, sort code, and account no.

It all went through smoothly :j

Matt

OS_QS

Hi matt, thanks for confirming that what I was hoping is achievable- i don't think OH would've been to happy if i'd mucked up somehow.
I'll just fill in the same details on the paper form when it comes in then! Silly that RBS has set up the online forms to reject their own internal transfers.

Had a look at my ISA. I didn't get the interest paid on my nationwide ISA so assume interest doesn't get paid until the (+2.1%) bonus period ends in October? I'm thinking it best to continue to pay into the NW ISA this tax year too, especially if I'm getting 3.1% until end of October. Then it drops to 1%. I'm pretty new to isas and hope this is the right strategy!

argomatt

If you google " rbs isa transfer form" you can print it, fill it in and send it back without waiting for them to send one out to you. :-)

OS_QS

Cheers matt, I'll do that an send it away tomorrow. The quicker its set up, the quicker OH can save into it:rotfl:

On the todo list today is sort through the freezer and meal plan from any treasures found.

Some batch cooking meals for this week.

I also MUST MUST MUST get a new photograph to send to the dvla (along with £20 ) for my new drivers licence.....and I'll need to pop to the post office if I can't find out the form they sent.

Oh and to top it all off....a huge basket of ironing:eek: