Lloyds

auto-man

Thank you. I have a reward account and classic account (both bos) plus some savings for both bos and hfx. So if say I applied for a Lloyds current account would they treat me as a newby and credit search me etc or would it be the equivalent as an internal yes or no like applying for a second account online where it's a basic form and no credit check but instead based on the data from the last feed they did.

I'm basically trying to work out if I can apply for a account at Lloyds and not get a full credit check etc

James129

Credit search will be recorded regardless but holding bos/halifax accounts might help you when it comes to verifying your identity electronically. So you wouldnt be required to supply additional information.

Saints2011

Ravenshade wrote: »

As I have accounts with all three, I can tell you that they don't treat you as a whole new customer.

Your wrong.

auto-man

Saints2011 wrote: »

Your wrong.

oh so they do then?