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Lloyds

auto-man
auto-man Posts: 346 Forumite
in Budgeting & bank accounts
Hello

Does anyone happen to know if you have a account with Halifax or bank of Scotland whether or not if you apply at Lloyds whether they treat you as a whole new customer.

I can login to either Halifax or bos and apply for new accounts in 2 steps but I fancy a Lloyds one however would rather avoid a search if I can easily add another account through online banking. Can I use my bos login to Lloyds and apply similarly to my bos apply in a couple of steps.

I heard you can't login to Lloyds with an old bos login. True?

Thanks.
«13

Comments

  • Saints2011
    Saints2011 Posts: 933 Forumite
    Lloyds is a completely separate brand. New searches, new Internet banking account etc
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • auto-man
    auto-man Posts: 346 Forumite
    Saints2011 wrote: »
    Lloyds is a completely separate brand. New searches, new Internet banking account etc
    ok thank you. so any accounts held with hbos will not help me if I apply to Lloyds?
  • Saints2011
    Saints2011 Posts: 933 Forumite
    The details are shared within the group, but it wouldnt make any difference in this circumstance.
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It might help with the ID - that s all.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    jonesMUFCforever wrote: »
    It might help with the ID - that s all.

    Unfortuanely not.
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • Hanky_Panky
    Hanky_Panky Posts: 767 Forumite
    auto-man wrote: »
    Hello

    Does anyone happen to know if you have a account with Halifax or bank of Scotland whether or not if you apply at Lloyds whether they treat you as a whole new customer.

    I can login to either Halifax or bos and apply for new accounts in 2 steps but I fancy a Lloyds one however would rather avoid a search if I can easily add another account through online banking. Can I use my bos login to Lloyds and apply similarly to my bos apply in a couple of steps.

    I heard you can't login to Lloyds with an old bos login. True?

    Thanks.

    Seeing as you claim to know so much about financial stuff I'm really surprised you need to ask this question.

    Perhaps you can pop back to the loan board where your absence has been noted and we're all still waiting for your sage words on the following question:

    https://forums.moneysavingexpert.com/discussion/3755637
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Saints2011 wrote: »
    Unfortuanely not.
    I beg to differ.:D
  • Saints2011
    Saints2011 Posts: 933 Forumite
    jonesMUFCforever wrote: »
    I beg to differ.:D

    Please elaborate :p;)
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Saints2011 wrote: »
    Please elaborate :p;)
    When opening an account at say Halifax as both banks are using the same back office system then any Lloyds id would enable the Halifax application to proceed (and vice versa).
  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    I thought that although they used the same banking system. The banks data was seperate across two different partitioned systems, keeping Halifax and Lloyds data seperate.

    Is that not the case? Can Lloyds TSB now see my Halifax account data, including old closed accounts pre merger, and vise versa?
This discussion has been closed.
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