A fantastic February with the NSD challenge

Barbeduk

Just popping in to report NSD4
Have had a lovely day as managed to finish work an hour early so took the big hound to the park, gorgeous sunshine, birds singing, all well with the world!

Rising, really feel for you. I couldn't have done it either. At least you gave it a go.

ModestyB

Hi all, happy to declare NSD No 5 today.
I am glad DH is over 60, I've just worked out how much his repeat prescriptions cost over a year. £ 540.00!! :eek: This is medication he needs every day. Just goes to show being old isn't all bad! :rotfl:
I should say his meds aren't for age related illnesses.

bottleofred

Hi folks,

Declaring NSD7 for yesterday. However, no NSD today as I had to buy liquid gold:mad: I hope you are all well and have had a few good days, as I'm off to catch up on the posts.:)

poohbear59

8 NSDs for me :j:j:j

Yesterday I paid DH's accountancy bill and I thought I had a spend day. But I have now realised that as it was a business payment not personal it doesn't count.

beanielou

£2.70 on car wash today~bah.
The first one I went to was £5 :eek:

butdoineedit?

Not one for me, had to pick up a parcel from the sorting office & then decided that this weather called for warm home made hot cross buns. so had to pick up a pack of bread mix (& as i was in c*-*p, couldn't resist the half price quilted velvet toilet roll - that's at least 27 toilet rolls in my stash now )

Hope you're feeling better soon Cheryl & good on you for not waiting to pick up your prescription!

abundant1972

Yay!

Am on 6 NSD so far - 9 more to go! Also...completed my 5 in a row today!!!

Good work everyone... and to anyone who is trying but hasn't managed many yet - don't worry!!!... there's lots of days left in Feb... and just think - even if you aren't going to make the original target... any NSD is better than no NSDs at all!!!

IF

Yay, we are back online!! :dance:

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

Loads of NSD’s rolling in today

yasmin2 - well done for NSD 2 :j:j:j great going, keep it up
greeneanne - well done for NSD 5 :j:j:j great going, keep it up
Knitting Nora - well done for NSD 7 :j:j:j great going, keep it up
Frodo - well done for NSD 4 :j:j:j hope you are busy doing fun things
chris81419 - well done for NSD 8 :j:j:j and 8 in a row :beer:
Kittikins - well done for NSD 6 :j:j:j fingers crossed for today x
Purplemumof2 - well done for NSD 3 :j:j:j fingers crossed you get more NSD’s than target
phoebesmum2105 - well done for NSD 4 :j:j:j lol @ your pup eating your mop, that is a novel way to get out of cleaning the floors
JustDave - well done for NSD 4 :j:j:j and 4 in a row :beer:
blindtoast - well done for NSD 4 :j:j:j and 3 in a row :beer:
LondonGirl252 - well done for NSD 3 :j:j:j great going, keep it up
Delilahh - well done for NSD 2 :j:j:j well done for resisting temptation
jaffacakegal - well done for NSD 2 :j:j:j great going, keep it up
purpleorchid - well done for NSD 6 :j:j:j what a bargainacious shop
Barbeduk - well done for NSD 4 :j:j:j sounds like you had a lovely afternoon
ModestyB - well done for NSD 5 :j:j:j :eek: to your prescription cost :eek:Lucky you don’t have to pay for them!
red - well done for NSD 7 :j:j:j great going, keep it up
poohbear59 - well done for NSD 8 :j:j:j great going, keep it up
abundant1972 - well done for NSD 6 :j:j:j and 5 in a row :beer:

And hello to :

kerri gt - ah, well, maybe you will win next time
cw18 - sorry about your chest infection But at least it was caught early this time
if - :rotfl: at you lovely cat pic
zafiro1984 - fingers crossed for lots of NSD’s you have forgotten about
lashley - prescriptions are bloomin’ expensive :eek: fingers crossed you get an NSD tomorrow x
beanie - the snow has cleaned my car for me for free
BDINI - yum....looooovvvvveeeeee hot x buns

Happy to report NSD 7 :money: Lots more snow has fallen here, it seems to have stopped now but still in two minds about whether to go out on the sledge tomorrow or just leave it to the kids