A fantastic February with the NSD challenge

cw18

Deleted_User wrote: »

Failed miserably with January's challenge, only managed about 10 in the end I think.

Noooooooooo!!! No, no, no, no, nooooooo!!!

We do NOT use that F-word on here!! We may not make our targets, but we never, ever, ever f*** !!!!

10 NSDs means 10 days that you didn't part with any money, and that's a huuuuuuge success :T

blindtoast

I was thinking about how I could maybe make today my 1st NSD of the month when I realised that yesterday quietly came and went without a penny leaving me! So a very sneaky NSD #1 acheived!

chris81418

Good morning everyone! :wave:

LittleMissHappy wrote: »

chris81418 - well done for NSD 1 :j:j:j keep up the good work

Thanks LMH!

Jinty - well done with reaching your WW target! :T

Frodo - hope your DS makes a speedy recovery.

Kittikins wrote: »

Tomorrow will be a spend day though as the petrol light is on and we have no apples in the house!!

Kitti - Is your car powered by apples?? :rotfl:

Anyway, I was just popping in to report that I caught NSD number 2 yesterday! :j

Enjoy that Friday feeling everyone and have a good wiggle!

Catslovelycats

blindtoast wrote: »

I was thinking about how I could maybe make today my 1st NSD of the month when I realised that yesterday quietly came and went without a penny leaving me! So a very sneaky NSD #1 acheived!

Same here!
I will not be buying anything today either, so it's 2 NSDs for me now!

Kittikins

Tee hee!! I just realised how silly that sounded, if only I had a car powered by apples, I could grow an orchard and be happy

elfen

NSD no 2 because.....

Money taken out for dinner.
money taken out for munchies - day 2 of no smoking so a necessity and still cheaper
Amazon parel - postage paid for

solventsoon

Deleted_User wrote: »

Morning all,

Failed miserably with January's challenge, only managed about 10 in the end I think.

Thanks xx

cw18 wrote: »

Noooooooooo!!! No, no, no, no, nooooooo!!!

We do NOT use that F-word on here!! We may not make our targets, but we never, ever, ever f*** !!!!

10 NSDs means 10 days that you didn't part with any money, and that's a huuuuuuge success :T

Thanks Cheryl :A

Are you feeling any better today?


Purplemumof2 - we only have one rule here... and that is that we don't fail - that word is not allowed here

Read Cheryl's wise words above and be proud of what you achieved.

spoon xx



I'm wondering whether we should rewrite the guidelines - anyone using the F word here will be sent to the naughty corner, what do you think ?? Or maybe forced to eat one of Igor's concoctions :rotfl::rotfl::rotfl:

LittleMissHappy_2

Just a quick note in passing - my lovely friend paid for my coffee so I didn't spend even though I had put the money to one side She is an :A

spoon - I concur with the naughty corner Although I have also found writing lines helps my little ones to behave so perhaps we could try that?!?! (the mere thought of it puts them off being naughty - am I bad?!?!? ) mwah ha ha haaaa! Gosh, we sound really mean now

purplemumof2 - on a serious note I agree with cw18 and spoon, you have 10 more than you would have had you not done this challenge and that is something to be really proud of so well done x

Keiss_21

NSD no 2 yesterday. :j

Spendy today as DH had to buy some liquid gold today for my car...he's using it while his car is being serviced/MOT'd. Will try and get some veg later...or at least get DH to get some if his car doesn't get returned this afternoon.

Well done on hitting your target jinty :T:T ...good luck too with your work situation, hope things improve soon.

As for snow, if it was a normal weekend, where I wasn't going anywhere, then I'd be all for it. But I am off to the edge of the Cottswolds tomorrow for a sewing workshop 10 - 4, then back home to collect DH and DS to head to a friend's to watch the Calcutta Cup and have a lovely meal...at the foot of the Malverns! The snow can come after midnight then Having driven in enough blizzards in my lifetime, I don't fancy one tomorrow !

Have a good wiggle everyone, one way of keeping warm! xxx

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!