~February 2012 Make £10 a day Challenge - everybody welcome ~

durham_mim

A huge box of gluten free samples has just been delivered. On opening their were 3 box of different types of pasta, a box of cripbreads and a box of white flour. They are all full size boxes. It would normally cost over £10 to buy all this. I am not adding the cost of the pasta as I would not normally buy this but I was going to buy some more flour next week and crispbreads so I am adding £4 which is what I would have paid.

bex2002

Aesop wrote: »

have a look in your account, someone on another thread suggested this, and the code was sitting there, but they didn't get the email? MSE put back the shrugging shoulders smiley.

Thanks have found the my code so have an extra £10 amazon voucher to add now and have reddemeda another £5 sb voucher

Supadupa

Hi everyone,

Just a quick post and run I'm afraid - too much reading to catch up on at the moment.
So a few miniscule ebay sales totalling £10.16, saved £5.38 on diesel with a Mr T's voucher and a further £2.86 in refunded products they missed from my online shop and that I managed without anyway (in the true spirit of Mr T's I'm counting this as 'every little helps')

Hope you're all earning well and posting lots of tips to inspire me and others!

sweetpeas_2

CP hun, massive hugs (((((((SP)))))))

As Nat said, do keep posting on here - even if it's just for a quick rant to vent some steam. We all need it now and again and the support on this thread is amazing. Even better - none of us know you so your ranting is completely anonymous I feel so humbled by the help you've given your friend. You're in a bad financial state at the minute with OH out of work and your overtime been stopped but you're still managing to help someone else out that's even more in need. That's so heart warming. If only the world was full of people like you hun.

Chin up, things can only get better. xx

PS - PM'd you also x

BlueCow1975

Just popped on to add £3.84 profit from an ebay sale. Not huge, but it helps I suppose. I try not to get demoralised with ebay. I sometimes wonder if it is worth all the effort...............but then you never know when that next descent sale will happen so onward and upward!!

nat21luv

Im having another NSD but it means using up cupboard ingredients....so its Betty Crocker pancakes for dinner from the DTD days!

Spendaholic_Chick

Took a few bits over to my nanna yesterday as she's had a fall and couldn't get out - came to £8.26 - took them as a gift but she insisted on giving me the money, but gave me way too much and when I tried to give her the change she told me to 'get myself half a lager or something' lol - so £11.74 to add from that.

Also got £12.50 from a facebook group sale this morning, so £24.24 to add :j

sariebeth

BlueCow1975 wrote: »

Just popped on to add £3.84 profit from an ebay sale. Not huge, but it helps I suppose. I try not to get demoralised with ebay. I sometimes wonder if it is worth all the effort...............but then you never know when that next descent sale will happen so onward and upward!!

I can sympathise with being demoralised by ebay having just sold everything good I own for a pittance :rotfl:

Just wondering if there is an alternative to ebaying? I'm going to try facebook selling groups in my local area, but I'm slightly put off by people knowing who I am... ah well, have to man up I guess!

Although OH is an ebay success story - he used to work in a trendy shop where they got hundreds of free stickers to give out to customers. They never gave them all out so he used to take the spares home and put them on ebay at rounghly £1 each.... he earned enough to take us on a snowboarding holiday :T

Monkeynut

emmaglet wrote: »

Okay I'm seriously in love with Fabulous bingo. Another 2 referrals in my account this morning, bringing my total referrals to 9 = £90!!!!!!!!!!

Blimey, that's good! Have you done sunbingo too?

I've had a few referrals, think my friends think I'm a bit too in love with it as well, but as I said yesterday it annoys me a bit that they all think I'm being a mug and that there will be a catch somewhere. Even when i say I've already have the money to my account!!
"No, these things are designed to make money out of you, not earn you it" to quote my parents.
"Yes, but not out of ME they wont!!"

It is limited to 10 referrals a day though I think emmaglet.

Glad you are feeling a bit better today CP, and I'm glad that you feel you can post here, and you know that no one minds and will give support. I think we've all had our fair share of ranting and raving on here over the months. Funny how money making and saving, particularly when it's for debt busting, can actually end up making people look more at all other aspects of their life as well.

I've finally got into quote a good position regarding our debts here, as almost everything is interest free (some of which is because it got passed to a collections agency when the problems first started, but they are in OHs name so not affecting my credit rating, which is right because they were his debts to start with as he got himself caught up in charges, loans, etc etc, and I found out only once the debts had built up a bit, and we were moving in together so he had to tell me!) Anyway, am rambling and that's probably not relevant now, I was just pointing out it wasn't because they were on 0% balance transfers etc.
But we do have 1 loan that I took out, in my name, to buy our new car when we needed a more suitable one for the children (goodness I'm so quick to feel I have to justify any debt now) but it's got a really high interest rate of 18.9%, and has about £7k on it.
I had a 0% balance transfer fro Barclaycard this month, so I'm thinking of using this (by paying a chunk off the loan with my Capital Once CC, which is currently clear and I don't really know why I still have it as don't really use it, then transferring the balance to the Barclaycard. It's only got a 2k limit, so I could transfer that amount, (minus the couple of hundred already on it), and I would have 6 months to bash away at it. But if we don't manage that, then it will go up to 27% which is my card rate.

What do people think, does it sound a good idea?
There's a 2.9% transfer fee, and I'm not sure whether I can make a loan payment using a credit card, so I may have to withdraw the cash from Cap1 to pay in the bank and make the loan payment from there first, then transfer Cap 1 balance to BC. God I am confusing myself!! Then I would have to pay however much Cap 1 charge for cash advances. And I thought there was an overpayment penalty on the loan, but when I went into a branch today they said that didn't sound right and they had never heard of that, so I should really dig my paperwork out. But even so, those fees etc would be less than the interest over 6 months for 2k at 18.9%. I'll have to get the calculator and work out the numbers, but it must be less. But then not if we can't pay it and it goes up to 27% in August.
Aaargh this whole money thing gets confusing sometimes!!

Right, time to shut up. So sorry for going on (and on). I should really have had a diary, but don't think anyone would read lol, and feel I usually just natter on enough on here!

Monkeynut

Wow, just looked at that post and it's HUGEEEEEEEEE!!

Sorry!!