Car in garage and interior destroyed by Rat (Advice Needed)

pitkin2020

As others have said as you are already making a claim its still a claim so adding the cost of new upholstery won't effect future premiums. If you wanted to though no doubt you could go through the garages insurance if you could prove the damage wasn't caused by you prior to the garage having it. It would also no doubt mean it would take even longer for you to get the car back whilst they wait for their insurers to decide what they are doing.

With regards to the mouse/vole/mole/rat/tiger/elephant issue once the seats have been replaced and a valet carried out you wouldn't know anything different but you should still go over the car and inspect it thoroughly to ensure all damage has been repaired before accepting the car back including all electrical items.

If you plan to hold out for a new car or some sort of refund, well then I suggest you get used to walking and catching the bus whilst still paying your monthly loan payments!! The only chance in hell you have of the car being written off is if the mouse/vole/mole/rat/tiger/elephant has destroyed lots of electrical wires/components and even then you'll only get the current value of the car you won't be getting a brand new one.

s_b

OP reject the car and the offer to replace the interior your insurers sound a right set of skinflints
if you were with someone like aviva and explained your wife was pregnant i would say they would be understanding
i wouldnt want the car back after an infestation
ive spent the last two years here at work trying to get rid of rats and the damage they do
i am very very aware of weils disease and for anyone to dismiss it as in this thread is in my opinion insane

TrickyWicky

s_b wrote: »

i wouldnt want the car back after an infestation
ive spent the last two years here at work trying to get rid of rats and the damage they do
i am very very aware of weils disease and for anyone to dismiss it as in this thread is in my opinion insane

OH here we go, now its gone from a single unproven 'rat' to a whole infestation :rotfl:

We still don't know it was actually a rat either. Could of been a mouse, hamster, gerbil... but no, now it's a 'rat infestation'.

Sheesh... the drama in this thread really is better than a soap opera! :T

27col

avantra wrote: »

Can anyone explain why rodents eat materials that has no nutritional value for them what's so ever?

Presumably for the same reason that humans eat a load of old rubbish.

atrixblue.-MFR-.

1. pay the excess for your damage

2. have a stern word with the VW manager, tell him not to claim off your insurance for the interior damage, and hope to correct this by claiming off their insurance as the car was in their care.

3. if no joy instruct your finance company of the situ with the interior, they wont be happy their car has damage from a VW repair shop and can help you with that situ.

4. still no joy intruct your insurers that VW intend to claim for damage they have done, and stop the claim for the interior.

5. be as assertive and negatiable as possible but have in your mind what you intend the outcome should be.

6. remove car after all else fails, take to another repairer, have the interior replaced and take VW to small claims for costs.

the car wont show any trace of a rat mouse rtc in there once the interior has been replaced and has been cleaned, use of steam cleaner will steralise the carpets and then odour nutroliser will cut out the smell.

NiallB

alicantecolin wrote: »

Well as the insurance company is standing the loss for the rat damage then i dont think you have a leg to stand on,legally they are responsable yes as the damage was done on their property but as for not wanting the car back afterwards is just plain stupid ,Sounds like someone here is being downright childish about this problem ,so what a rat got in it can happen to anyone or any garage which is why most garages i have worked in always had a cat or a jack russel around as the workshop pet to stop this sort of thing including some big foodstuff companies i worked on years ago which is no doubt not allowed under all these silly rules that abound nowdays like being to have a fag in the workshop or a decent water fight in the summer and kick the dog when it relieves itself up your toolbox.This sort of thing can happen and does abiet not very often so accept it and let the garage repair the car for you and use it ,as for wives that dont do as their told then join the local mosque and tell the inman that a mere woman isnt doing as shes told and needs a good talking too ,but all joking apàrt once its done you will never know its had a rat inside it and as for taking it to court then your on a loser as only the theiving coniving lying solicitors will win trust me this i do know from sitting on the bench many years ago .

Here, I've got some spare punctuation, you can have these if you like:

.......,,,,,,,,;;???!!!!

shaun_from_Africa

avantra wrote: »

Can anyone explain why rodents eat materials that has no nutritional value for them what's so ever?

Probably for the same reason that I eat the occasional doughnut and cream cake. Very little nutritional value, but they do taste nice!

Nilrem

shaun_from_Africa wrote: »

Probably for the same reason that I eat the occasional doughnut and cream cake. Very little nutritional value, but they do taste nice!

Also, and this is fairly important, many rodents have teeth that constantly grow (the reason you give pet mice/rats/rabbits specific chew blocks). and can/will gnaw on all sorts of things to keep their teeth sharp/down.

Wiring is one of those things that if you've ever had a rabbit in the house, you rapidly learn to block off, as they love a nibble on the TV cables...