Second Purse Challenge 2012

SueP19

Mothership wrote: »

I have an order coming on Friday if its not there I will email them, I bought DD2 some mince and reffered her as well, so I'm expecting 2 lots of gifts, DD1 + 2 both need chopping boards .

I went to the bank yesterday to increase the amount I pay to my ISA to £350 from the end of April, its been £200 previously.
I set it up soon after joining MSE, theres £5,400 in it at the moment, and there wil be another 2 payments of £200 before the new amount is paid. All this money used to go to the SM. I was spending £500-£600 a month on groceries before joining the GC. I'm down to £200 pm TOPS.
Even though I've always done the 2nd Purse, I only used to do it with groceries, and not meat , makeup , gifts etc. I cut out ALL the convenience meals/deals, I was shocked when I totted up what was being spent on these, mainly from M&S. Some of my GB had to go towards my utility bills because of the increased cost. But I can still skim £350 off it. I havent told my husband about the ISA yet LOL, I want to wait till I reach my target. He He, he thinks I'm still spending around £600 pm.
We are eating better now , I'm spending so much less, I was NEVER able to save before, so this is great for me.

Anyway I'm aiming to reach £10.000 by April 2013 in my savings.

This week was really weird for me shopping wise I only needed milk and some fruit, I spent £6 from my GB. And nothing from my 2nd Purse.

OMG I am stunned......in a good way :T:T:T:T:T
I now have my ultimate goal, I have always been good at stretching my money and making ends meet but I could never understand why I could never save anything..............the answer was staring me in the face SM's
Last year upto this point I spent £959 GB this year it stand at £580, I think I have just had football field LB event.

:money::money:THANK YOU

Mothership

Thats great SueP thats a good saving. It surprising how it can mount up. This site has been a real education for me. I didn't know anything about ISA's , Quidco etc before joining.
The GC board was great, I did that for six months until I managed to shake my old ways, I used to make everything from scratch, then when the kids all flew the nest I got lazy and started buying all the things I always just looked at before. Things I didnt really need.
I blame the SM's they are really good at brainwashing you with all their marketing hype, we dont need half of the stuff they sell. Have you noticed how much of the prepared food they sell now?

I check the Grabbits board regularly and buy what I will use, and the Food shopping board for any rainforest bargains.
I used to love shopping but something has changed in me, I try NOT to spend much now.

AHHHH! I'm trying REALLY hard to control myself Rainforest has a Le-creuset 30cm shallow casserole for £82 almost half the price , I put it in the basket and nearly bought it. I would love it but dont REALLY need it, so I'm away to make a cup of tea and watch the hairy bikers and see how I feel later.

jakes-mum

Im reading all your posts about all your fab savings on your food shopping and going :j :j :j for you all and then I realised I have never spent more than £250 a month on food for 4 of us (its been at £200 a month for the last couple of years) so my savings are never going to be that substantial I always bought in bulk and trained myself on the top and bottom shelf shopping as thats what my mum always did

So though im loving the 2nd purse and will be doing it religiously as I enjoy being able to buy 20 jars of curry sauce and 90 loo rols :rotfl: i've realised my grocery budget will not shrink that much. Just promise me, when your all driving round in your sports cars bought with your extra grocery money, if you see my by the side of the road, stop and give me a lift

Mothership

ROTFLMAO! Dont worry Jakes-mum, I will throw ye a crust when I buy my ROLLS .

£200 is brilliant for feeding a family of 4, a few years of 2nd pursing and you will have a nice stash.

Rosielady

jakes-mum wrote: »

Im reading all your posts about all your fab savings on your food shopping and going :j :j :j for you all and then I realised I have never spent more than £250 a month on food for 4 of us (its been at £200 a month for the last couple of years) so my savings are never going to be that substantial I always bought in bulk and trained myself on the top and bottom shelf shopping as thats what my mum always did

So though im loving the 2nd purse and will be doing it religiously as I enjoy being able to buy 20 jars of curry sauce and 90 loo rols :rotfl: i've realised my grocery budget will not shrink that much. Just promise me, when your all driving round in your sports cars bought with your extra grocery money, if you see my by the side of the road, stop and give me a lift

Oh Bless you Jakes-Mum, you might not have great savings, but you will have some , and what you need to count is all the freindship on here , which worth more than any grocery savings.:)

rachbc

jakes-mum wrote: »

Im reading all your posts about all your fab savings on your food shopping and going :j :j :j for you all and then I realised I have never spent more than £250 a month on food for 4 of us (its been at £200 a month for the last couple of years) so my savings are never going to be that substantial I always bought in bulk and trained myself on the top and bottom shelf shopping as thats what my mum always did

So though im loving the 2nd purse and will be doing it religiously as I enjoy being able to buy 20 jars of curry sauce and 90 loo rols :rotfl: i've realised my grocery budget will not shrink that much. Just promise me, when your all driving round in your sports cars bought with your extra grocery money, if you see my by the side of the road, stop and give me a lift

yes me too jakes mum - BUT I do like having a sperate stash just for bulk buying without it then affecting my monthly budget adversely so will def be keeping on - and if any doe smake it to a third purse than great - if not that its still all good!

jakes-mum

Mothership wrote: »

ROTFLMAO! Dont worry Jakes-mum, I will trow ye a crust when I buy my ROLLS .

£200 is brilliant for feeding a family of 4, a few years of 2nd pursing and you will have a nice stash.

:j:j:j I can make some croutons with them :rotfl::rotfl:

Rosielady wrote: »

Oh Bless you Jakes-Mum, you might not have great savings, but you will have some , and what you need to count is all the freindship on here , which worth more than any grocery savings.:)

Ah I agree, tis why I love my laptop, all my friends live inside it

rachbc wrote: »

yes me too jakes mum - BUT I do like having a sperate stash just for bulk buying without it then affecting my monthly budget adversely so will def be keeping on - and if any doe smake it to a third purse than great - if not that its still all good!

Right remember this ladies, Rachbc will be sat with me on the side of the road so make sure you all buy sports cars with more than 2 seats :rotfl:

tracey12_2

I love this thread and the GC thread as I feel that I am in the company of like minded people and I am interested to read how everyone is getting on.

Most of my friends just spend what they want on food shopping, clothes etc and most of them are in some kind of debt, hopefully they will have their LBM soon. Sometimes when I say about a good deal in the supermarket they look at me like I have 2 heads.

Keep up the good work everyone and keep the SM profit in your second purses

Tracey

SueP19

jakes-mum wrote: »

Im reading all your posts about all your fab savings on your food shopping and going :j :j :j for you all and then I realised I have never spent more than £250 a month on food for 4 of us (its been at £200 a month for the last couple of years) so my savings are never going to be that substantial I always bought in bulk and trained myself on the top and bottom shelf shopping as thats what my mum always did

So though im loving the 2nd purse and will be doing it religiously as I enjoy being able to buy 20 jars of curry sauce and 90 loo rols :rotfl: i've realised my grocery budget will not shrink that much. Just promise me, when your all driving round in your sports cars bought with your extra grocery money, if you see my by the side of the road, stop and give me a lift

Sorry didn't mean to make you feel :grouphug:

Just think of all the money I have wasted, it's not like I can say I have dined richly or bought loads of rubbish etc. I just didn't shop around, only bought stuff when I had ran out, probably paying full price most of the time. :(:(

Anyway I will get a roller and you can hitch hike in style xxx

Rosielady............the friendship here is priceless

Mothership...... I am getting to the stage that every penny that goes from my purse makes me mad :mad:

My DD is 20 and wants an easter egg, I am even resenting buy a £1 one cos it so rubbish in value :rotfl::rotfl:

Mrs_Addicted_to_Spending

Well Jakes'Mum - if you can get by on £200 for a family of 4 then I should be able to too - you're an inspiration to us all :A. (Btw I would just like to point out that I don't actually live inside your laptop - lovely though I'm sure it is :rotfl:). Hope you've managed to get your car battery sorted and that your head's not too sore too x