£80,000

thejames

katsu wrote: »

Congrats Cass on your progress to date - just keep sticking to it.

C0stco is good for coffee pods I think

Don't you have to pay to join co stco?

devon_guy

Just out of interest, how can a mortgage of 215k only cost £267 a month?!

rising_from_the_ashes

48 capsules for £11.04 on Ama*zon or £9.94 if you subscribe and get say 1 box every month (other options available).... you may get cheaper, that was just a quick look!

Happytogetdebtfree

I like the pod coffee I buy a pack for my mums and have the odd one when I go over. Maybe try and limit it down see if that helps one box a week and start offering friends normal coffee ;-). You will be surprised how much difference you will be already making. Keep positive and keep posting. I went through a phase of. Uying Starbucks daily I soon stopped when I did the spending diary realism I buy nice coffee now and know I'm saving the pennies :-). Have you got anything you can sell on eBay ? Xx

rising_from_the_ashes

thejames wrote: »

Don't you have to pay to join co stco?

Yup but it's likely you'll be able to get it at a discount rate being in the public service - ask your OH to check at work.

Paul_iow

If you currently have a business have you thought about joining your local Cash and Carry and buying a few things in bulk/cheaper than Supermarkets? Toiletries etc are always a bit cheaper and you get them in bigger packs so would last longer. Just an idea.

thejames

devon_guy wrote: »

Just out of interest, how can a mortgage of 215k only cost £267 a month?!

Interest only.

thejames

Happytogetdebtfree wrote: »

I like the pod coffee I buy a pack for my mums and have the odd one when I go over. Maybe try and limit it down see if that helps one box a week and start offering friends normal coffee ;-). You will be surprised how much difference you will be already making. Keep positive and keep posting. I went through a phase of. Uying Starbucks daily I soon stopped when I did the spending diary realism I buy nice coffee now and know I'm saving the pennies :-). Have you got anything you can sell on eBay ? Xx

We're going to sell an old dinner table and chairs but we need a good sort through.

thejames

Paul_iow wrote: »

If you currently have a business have you thought about joining your local Cash and Carry and buying a few things in bulk/cheaper than Supermarkets? Toiletries etc are always a bit cheaper and you get them in bigger packs so would last longer. Just an idea.

Cost co is the local one but about half an hour to get to and through the QE2 bridge.

Paul_iow

thejames wrote: »

Cost co is the local one but about half an hour to get to and through the QE2 bridge.

Ah I see, I didn't know what Cost co was. Would it be beneficial to do a trip once a month to stock up if it's a bit of a drive away?